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About sweetlayte1979

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  1. Can someone please advise me on some issues as i am very confused. I was adjudged bankrupt in December 2010 actually to my relief. I was then discharged in December 2011. I have today registered on checkmyfile.com to look at my credit score as i am needing to open a bank account (i do not want credit just simply one to use for day to day payments and bills). Upon checking this i have found that there are a number of accounts that are still on there that were included in my bankruptcy, should they still be there? If not how do i get them removed or have notes added that they were included
  2. OK so im a little unsure of all the facts here but i will state what i know and hope someone can give some information to help. I am living with my civil partner and am nearly 23 weeks pregnant, we also have shared residence of her children from previous marriage. She used to reside with her ex who had shared ownership of the house and both names were on the mortgage, now they had some work done on the house which was unsatisfactory but to cut a logn story short they ended up in court and the builder was granted a judgement which then was turned into a final charging order for £7,590 whic
  3. I have been told that i will not recieve anything at all though by several department now even my friend has had to ring up due to me not being able to put my points across without having panick attacks. They have basically said i will only start recieving payment when my claim for esa has been done in about a months time or my IB is reinstated, which is anywhere up to 6 months away.
  4. I am not recieving any form of I.B and when i have spoke to them they have told me my I.B claim has been stopped pending my appeal! Which can take up to 6 months. I was not automatically put on E.S.A, i was told to claim this so did that over the phone and they sent me something to sign, not sure what the form was called, it just reitterated what i had said on the phone to the E.S.A department. The appeal form for the I.B was not labelled with a number, it actually just seemed like a general appeal form, came in a grey booklet and i filled in 2 tear out pages and put another few pages w
  5. Hi, Really hope someone can help me, i have been claiming I.B. since August 2008 due to mental health, I suffer from severe depression, panic attacks, nightmares, severe anxiety, suicidal thoughts and actions. All this stems from years of physical, emotional and sexual abuse by a now ex partner. I am on several medications to combat all of this, but unfortunately nothing makes it better or makes it go away even for a minute! I recently went for a pca which shortly after found i had been failed on, reading the reasons on the form shocked me, and the person who came with me (as i ca
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