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ibizasun

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Posts posted by ibizasun

  1. Can anyone advice please

     

    I cca requested my 3 creditors

     

    one sent back no reply(credit card taken out over 10 years ago)

     

    one sent back what they is a photo copy my signtuare appears twice one for the agrement and one to say iv seen a copy of there terms it is not signed by any one else(hp taken out 2.5 years ago)

     

    The other sent a letter saying they were trying to locate the original, sent some form of agrement nothing signed or dated and stated they would not enter into any further dialoge regarding cca

     

    question

     

    Have they defaulted

     

    Do i have to inform them of there default in writing

  2. After sending a cca request to my credit card company on the 11/11/10 today i get a letter saying, they cannot at the moment find a true singed copy of the aggrement but sent a reconstituted version which has 4 pages all double sided no dates ,not signed and they state thats all they have to do and they will not enter into any futher correspondence regarding the provisions of copy of agreements. i cannot post the copy up.

     

    Any advice on the next step welcomed

  3. If one judge enforces with a application form i would think any one referring to case law would win the same argument

     

    The checky sod, going on about morales all you wanted was to stick to what you agreed under your cca. And these leech dca companys could not get any lower in the morale stakes they buy debt, other peoples misery and make a profit from it.

     

     

     

    Easy pickings we are.

  4. Found the template thanks

     

    Just to be sure is the cca law the same for scotland as anywhere else i.e. does the letter have to be adjusted because i live in scotland.

     

    Also is there a chance the dca might demand full payment then move quickly for a court order for

    1. just because iv rattled their cage

     

    or

     

    2.They have the required doc

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