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About essexzed

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  1. I have downloaded the SAR but i need to know two things: 1) Should the complaint be made once the documents have been received or can the complaint be made immediately pending receipt of the paperwork? 2) The SAR mentions Post 3 but i cannot find this. what will i need to add to the SAR in order to tailor it for this particular case?
  2. Hi, Thanks for your prompt response. Yes, the previous rate was fixed and the bank is Halifax.
  3. Hi there, My Brother In Law has just discovered that his bank had fixed his Mortgage for 5 years at 3.89% without his consent. He has demanded to see the signed document the bank could not produce the signed contract he has been into branch and seen on the computer also that the contract is not signed in the signature box. What should he do in this situation? Any help would be much appreciated. Thanks
  4. Yes, exactly that is my old Mint card. You managed to track it down, nice one. Its not been quite six years yet and I didn't need this to bite me in the proverbial at this time. Still, I am always positive about these things and hope for the best.
  5. Hi There, I too had exactly the same. I stopped paying for old CC with RBS back in Oct.2010 due to an unenforceable debt. I also did an SAR at the time and stopped paying. It was never followed up by RBS two days ago i got a letter from Cabot financial with my reference number and amount of debt. I did nothing, but they called me today and I advised them that i am dealing with stepchange due to not working. Did i do the right thing?
  6. Yes, i did. on 30th June 2014, I wrote a letter to PE specifically outlining the fact that i was not driving at the time and then provided details of my wife confirming that she was driving at the time. Both myself and my Wife had heard nothing until I received this letter from DRP. Safe to ignore? or should i reply with something?
  7. Hi There everyone, Well, i thought the saga was dead and buried after writing my previous letter to PE. i got this in the post even though i informed PE that i was not driving the vehicle at the time. What do you think i should i do? Thanks as always.
  8. Thanks a bunch, just wrote to PE informing them the same. Will keep you updated.
  9. Hi Armadillo thanks for your speedy response. Since DRP are now dealing with it, do I still need to tell PE that I was not the driver or shall I tell DRP? Regards
  10. Hi There, I know it doesn't seem to make sense. But the line of work I am in means that sometimes I have no work and at present its sporadic to say the least. I'm a handyman and was not working at the time of the ticket and I then had a small contract which kept me busy for a couple of weeks which has now ended. hope to get more work soon. Now, in response to post 7, I managed to dig up this info: the first notice was issued on the 10th January 2014. This notice indicated that the parking violation took place on 3rd January 2014. the car was parked at 16:02 and departed at 16:24 This n
  11. I made a complete hash. I got busy with work and forgot to respond to drp. they have now sent another letter. It is headed letter before referral for legal action and they are demanding £150 within 7 days otherwise they will recommend parking eye to refer my case to their solicitor. What is the best thing to do in this situation? I'd rather not pay it because I am not working at present. Thanks.
  12. Hi there, My wife recently got a parking fine for parking in an NHS clinic car park. She was going for a foot x-ray, so she couldn't walk long distance. The car park was not clearly sign posted and she left her sister-in-law in the car just in case the car needed to be moved. Despite this she got a ticket from parking eye. I wrote the following letter to the facilities manager back in march/2014: I refer to the above parking fine, which I received from Parking Eye. On the 3rd January 2014, my wife had to visit Loxford polyclinic for a foot X-ray due
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