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GEM12

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Everything posted by GEM12

  1. I have paid Back £100 of it, two lots of £40 and £20 today
  2. Hi, sorry meant to say original loan was for £250
  3. Hi, the original loan was for £225, i rolled the loan over for one month and paid the £62.50 but the my partner left me and i couldnt afford to pay the loan, this is when i rang them, to set up a payment plan which they agreeded to thanks
  4. Thamks for the advice, im paying back £20 amonth, original loan and interest was just over £400 and interest was frozen when i paid them £40 a month but when i couldnt pay that a month and rang on the 13 oct and offered £20 a month the balance went up to £877 as they said that i hadnt stuck to the aggreement and that the extra interest had been added, when i email them the other day, after i had rec'd the email from them saying they hadnt rec'd the £20 the balance had gone up to over £1200, which figure should i stick to to pay them back, any ideas would be gratefully rec'd
  5. Had an email conversation with someone at Speed e loans, she satrted of saying they hadnt rec'd payment of £20, i replied it would be paid on the 5th of every month, she then started getting nasty saying that the arrangement had been broken and i was to pay £50 a month for two months and then pay off the balance, this went on for a few emails which i then replied i would pay £20 on the 5th as agreed, and as it wasnt the 5th yet the arrangement hadnt been broken, the last email i got from her was that she would accept £30 for two months and then would review the case. i have paid the £20 today, so am just waiting to hear from them, eny ideas on what else i can do
  6. I took a pyday loan out with speed e loan and for the first few months paid back what i owed, the trouble starte when my partner left me and my two young children. i negoitated with speed e loan to pay back £40 amonth till the loan was paid and they would freeze the interest. i paid £40 for the first two months when i realized i could not afford £40, so i rang them and arranged to pay £20 instead. When i rang them on the 13th October i was told that because i had not paid the £40 on the due date i now owed them £877. i was in tears on the phone didnt know what to do, the lady i spoke to was really kind and said she would freeze the interest to stop any further charges anf accept £20 a month for three months and we would then review it further. i have today had an email off speed e loans saying that as i have not paid the £20 and the arrangement has been broken and i now owe them over £1200, i emailed them straight back and told them them what the lady had said, the person who emailed me back basically wasnt interested in what i had to say and i have received some threatening emails off them. Im upset and dont know what to do, i canot afford to pay all that back, any ideas thanks
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