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shughal

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About shughal

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  1. Many thanks for reply. I have pictures mentioned date and time. But what about the contract which i lost?. How i can prove that i gave him the deposit ?. He is big liar in this world. When i left the flat he called me in his shop and refuse to give the rent, infact he was saying you didn't give the last month rent, damage my property bla bla bla, very insulting behavior and push me from his shop. He is running a big brand pizza shop. I was paying the rent regularly in cash, he never gave me any receipt. Can you please give me the final letter matter, i mean the wording of the letter?. T
  2. hi, my landlord refuse to give the full deposit back, no valid reason. He is saying u didnt clean the property properly so i am not giving u ur full deposit back. I myself cleaned the property. Property was clean when i left. Already i have written one formal letter to him but there is no response from his side, infact i can assume he throw it in the bin. i have to write him second letter but in full profesional way, i need the matter of the letter with full court action mention in it. Landlord didnt protect my deposit with any company, no inventry report. I have the pictures of flat moved
  3. other driver has the insurance but obviously not committing. any idea normally howlong insurance company will take to solve this claim. premium is more that the cost to repair if i do myself. advise needed.
  4. hi, I took the insurance from Churchill 2 month before and now i want to cancel it. In first week of October some body hit my car in front of me and drove away. I informed the police and insurance company, case is under investigation. I need the commercial insurance so that i want to cancel my current insurance. but Churchill says you have to give the full premium before cancel it or take your claim back. That was hit and run case and hundred percent that is not my fault. even i have said if other party don't commit i ll not repair my car through your company. i ll repair it myself. need adv
  5. hi, I took the insurance from Churchill 2 month before and now i want to cancel it. In first week of October some body hit my car in front of me and drove away. I informed the police and insurance company, case is under investigation. I need the commercial insurance so that i want to cancel my current insurance. but Churchill says you have to give the full premium before cancel it or take your claim back. That was hit and run case and hundred percent that is not my fault. even i have said if other party don't commit i ll not repair my car through your company. i ll repair it myself. need ad
  6. i have spoken in detail with Graysons, Tradex and now finally FOA(financial-ombudsman authority) about this. i was very hopeful FOA will help me about this matter, they admit this is not fair at all but we can do nothing about it. Finally solution is this there is monopoly of insurance companies and they have legal rights about this even this is against the consumer rights but there is no organisation which can help the consumer problem related to the insurance, this is fact. I have lost my 5 year NCB in private policy and in taxi 4 year NCB as well. because insurance companies always require
  7. Exactly First of all i contacted to graysons but they say we don't have any more business relationship with tradex, we have left them, now you have to contact directly with the company tradex, i know all dealings should be through graysons but they are not doing any cooperate. only suggestions, advise they give.
  8. hi, i had 5 year NCB in private car policy till sep 2007( from esure insurance company) after that i was the taxi driver till sep 2010 (insured with TRADEX through broker graysons). Tradex they gave me 4 year NCB in taxi while i was with them only 3 years. My current insurance company (churchill) they don't accept 5 year NCB from esure because it is old more than 2 years, they refer me towards Tradex and Tradex they don't give the bonus more than 3 years. they say we can not give you the bonus more than 3 years. infect they are not considering the previous 5 year NCB. because of this my insura
  9. hi, i had 5 year NCB in private car policy till sep 2007( from esure insurance company) after that i was the taxi driver till sep 2010 (insured with TRADEX through broker graysons). Tradex they gave me 4 year NCB in taxi while i was with them only 3 years. My current insurance company (churchill) they don't accept 5 year NCB from esure because it is old more than 2 years, they refer me towards Tradex and Tradex they don't give the bonus more than 3 years. they say we can not give you the bonus more than 3 years. infect they are not considering the previous 5 year NCB. because of this my insur
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