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Posts posted by njc1982

  1. Hi to all,


    It is looking increasing likely that I am going to default on my UK Credit Card accounts in the very near future. Question I have is should i inform them of my new address in Canada? I am not getting mail re-directed from the UK(no intention of returning) either. So would it offer me better evidence should they try and obtain any future CCJ against me, I have evidence that I gave them an overseas address on any new statement?


    Thanks in advance for any response.

  2. Hi,

    I have seen several times on threads within this forum about the fact that a CCJ cannot be issued against you if you are a non-uk resident, what I would like to know is how do courts/or those trying to apply for one could know this information and how would myself prove it if it ever came down to it?


    Thanks in advance for any responses.

  3. Hello to all,


    I am looking for advice on how to deal with some debt problems I am having with my UK credit card accounts. I moved to Canada last year, and have been managing to make payment each month on 3 Uk credit card accounts. However due to a recent change in circumstances, I will not be able to continue make any payments to the account.


    I am aware that they cannot pursue me for my debt in Canada if I am a non-resident of the uk, 1st question is how do I prove this if they attempt to contact me? If i used the card whilst in Canada, would this affect any way in which they can pursue me?


    Also, all my cards are still registered to old address in UK - so how will they even know where I am now? Would my


    Should I try calling them to see if there is anything that can be done rather than me just stop making my payments?


    I have no home or assets (i.e. car) in Canada, so even if they did try to come after me, I have nothing for them!!


    Any advice would be greatly appreciated.



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