njc1982
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Hi to all, It is looking increasing likely that I am going to default on my UK Credit Card accounts in the very near future. Question I have is should i inform them of my new address in Canada? I am not getting mail re-directed from the UK(no intention of returning) either. So would it offer me better evidence should they try and obtain any future CCJ against me, I have evidence that I gave them an overseas address on any new statement? Thanks in advance for any response.
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Hi, I have seen several times on threads within this forum about the fact that a CCJ cannot be issued against you if you are a non-uk resident, what I would like to know is how do courts/or those trying to apply for one could know this information and how would myself prove it if it ever came down to it? Thanks in advance for any responses.
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Help with UK debt - Living in Canada
njc1982 posted a topic in Overseas Debt/Overseas Account issues
Hello to all, I am looking for advice on how to deal with some debt problems I am having with my UK credit card accounts. I moved to Canada last year, and have been managing to make payment each month on 3 Uk credit card accounts. However due to a recent change in circumstances, I will not be able to continue make any payments to the account. I am aware that they cannot pursue me for my debt in Canada if I am a non-resident of the uk, 1st question is how do I prove this if they attempt to contact me? If i used the card whilst in Canada, would this affect any way in which they can pursue me? Also, all my cards are still registered to old address in UK - so how will they even know where I am now? Would my Should I try calling them to see if there is anything that can be done rather than me just stop making my payments? I have no home or assets (i.e. car) in Canada, so even if they did try to come after me, I have nothing for them!! Any advice would be greatly appreciated. N
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