You need to accept the £300 as a PARTIAL PAYMENT and inform them you will continue with your claim for the rest.

sounds like you have if u hear nothing else ---- oh chris how exciting!!!

Fair bloody play! You are gonna be a very rich little so and so arent you? good luck keep in touch x

Good luck. Corbetts just sent me a letter saying that my claim particulars didnt explain anything so just replying to them now

Hi just thought i'd make a start on MBNA seeing as my Natwest is coming to an end. - hopefully?!!! sent DPA 6th September here starts the wait!!!!

IT GETS WORSE! im so thick. ive read so many threads and just realised i ahvent claimed any of the charges that are mixed in with the AG fee. when i did it i assumed it was just a service charge for having an overdraft. also just added up augusts charges and found them to be £309 quid. it looks as trhough i'l be claiming again after this one. anyone got any idea's?

any ideas?

I was charged over £200 in charges last month - can i do anything about this now? i know i can restart another clkaim after this one but for now is there any hope? im sooooooooo skint!

i tried applying for the judgement today but it wouldnt allow me to so i called the courts who said that NatWest werent served until the 12th Aug. I checked my paperwork and i filed on the 5th (sat) so they were served 7th (mon) and acknowledged on 11th!!!! Some error one thinks? anyway the court insist thats how it is so i cant apply for a judgement yet and the bank gets even more time - GGGGGRrrrrrrrrrr!!!Its so frustrating cuz i know they will file a defence at the last minute wasting more time~!!!!

Hi Chris - gutted for you, 4 days after their time ran out??? Are the courts having a laugh? As for mine i thought i was running along the same dates as you but i tried applying for the jusdgement today but it wouldnt allow me to so i called the courts who said that natwest werent served until the 12th Aug. I checked my paperwork and i filed on the 5th (sat) so they were served 7th (mon) and acknowledged on 11th!!!! Some error one thinks? anyway the court insist thats how it is so i cant apply for a judgement yet and the bank gets even more time - GGGGGRrrrrrrrrrr!!!Its so frustrating cuz i know they will file a defence at the last minute wasting more time~!!!! GOD GIVE US STRENGTH X

oh my god natwest have got to be joking - i just actually laughed!!! I dont think it natters if you wait ive read lots of threads where people have waited - always because they vant afford it at that time - shock!!!! thats why were doing this eh? x good luck x

correct - you got it x

hi Chris We are running exactly along with each other - my final date is also the 4th - ill put money on it that come the 4th or 5th they defend!!! Good luck mate ill be thinking of you mon / tues x

sorry for calling them names - pure frustration x

GRRR they are so naughty - i know ive been counting the days and i just know come monday or tues they'll defend and il have to wait even longer. I dont know why they rae bothering seeing as they are paying out anyway. like we are gonna do all this and then give up at the last stage - one thinks not!!!!! Good luck let me know how you get on x

there are guidance notes inthe library section for moneyclaim online and a link to get there - use it you can copy and paste!! good luck

as far as i know you can claim all card misuse, overlimit, referral etc charges. Not the interest applied to your account but you can claim 8 % interest on all of your charges - see spreadsheet in library for how to calculate. As for advantage gold account charge its usually between £9 or £12 i think? you cant claim this as its a service not a charge.

ok ive read everything - every thread - and now im all clued up and ready to go. The {edited: avoid libelous comments, please} have got until monday 4th to file a defence so fingers crossed they wont - wouldnt that be nice!!!!!

dont forget you can claim even if they refuse to send your statements by 'guessing' the amount they owe to you - there is more info on the forum if you need to take this route.

As far as i understand as long as your first letter was within the 6 year period you should be fine. out of the 6 years i think there is a different route to take? Are the charges much outside of the 6 years?

ok im at the stage where ive filed a claim via moneyclaim on line, Natwest were served with it on the 7th August and acknowledged it on the 11th. Am i right that they have 28 days from the 7th Aug (making time up on the 4th Sep)? If so then what? I have no idea where to go from here. What should i expect? One of those a/q's? if so is it in my interest to reply asap or delay it? Im so confused can someone write to me in laymens terms please!!!!!! AAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHH

Hi ive received my statements and sent the first letter along with breakdown of charges - 13 days and counting to go! ive also got loads of people i know claiming their unfair charges back too. this all seems too good to be true i have to say!!!!! - Natwest owe me £2000! please god let me win! Interested to hear from winners!!!!!! Kezza