hi shaz the time limit for them to respond your fist CCA request is 12 working days +2 more for the post. After this time the agreement cannot be enforced and you do not have to pay until they can supply an exact true copy. after 30 days has passed they commit an offence under cca 1974 regs. i would not bother writing to them again until the 30 days has passed and you can inform them of their ignorance. al.

you would be better off investing the money in a new pcb for your green machine so you can go both ways round, you must be terribly dizzzzzzy:grin:

Sorry cant be at all helpful with this one, but i do have a bag of cashews and a couple of bottles of nice wine handy if you want to talk about it.

God this thread is still going. Well done Dave im going to enter you for Guiness Book of Records:-) AL

Hi Claire Ok try not to panic, just send in the original schedule, the 8% interest can be added up at the end of the claim, as long as its on the original with a total and daily rate thats ok. I see what you mean about the Austrailian default charges report, no it does'nt work, the only thing i can find is this Bank Fees and Charges - 01/06/2004 - URG MOT - NSW Parliament Hopefully someone else may post the original. T&C can you not download them from the website? Sorry about your loss, and this must be a strain, you are doing well keep going. Give them as much of the bundle as you can. I still believe they will settle before. Strength and determination you have plenty of that:D Bless you AL:)

There is no point in phoning Barclays untill 3 weeks before your court date. If you have just recieved a date from court it is probably at least 2-3 months away just for a hearing, so just carry on reading the threads on here, people have tried and tried but they wont settle untill at least 7 before court and then maybe not. So make sure your papers are in order, you may still have to go to court. AL:)

Hi Tan If the coyrt have sent an Allocation Questionaire then they want you to fill it in. You could ague with them but why bother. Go here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Read this also http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html And this http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html?highlight=dispensed Ther that should keep you logged on for a while. AL:D

No im sitting here with the agreement reading through the CCA thread. TS were a waste of time as we all know. The local constabulary dont want to know either. So now the majority of my bank claims are out of the way,now maybe i should find time to deal with this. AL:D

Well done Jster You stuck at it and got the reward you deserved. Congratulations. Now whos got a big smile AL:)

Hi Claire Just make sure you stay on his case the are busy and have very short memories get his email as well just to keep reminding him:D AL;)

Hi Amanda Hope your well, congrats on promotion well done. Re AQ.... http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Have a look here also http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html Keep going your almost there:) AL;)

Hi St3 I believe that if having filed a claim at court, possibly the start of action against the bank as you have, would not affect the outcome of some miraculous appearance of a bank fairy to magically grant the banks a way out of the massive hole they have dug. Out of the thousands of claims filed the banks have won.....let me think....NONE. If you follow the laid down proceedure and rely on the basic principle of statute and law they cant win. http://www.consumeractiongroup.co.uk/forum/statutes-library/33-unfair-contracts-terms-act.html http://www.consumeractiongroup.co.uk/forum/statutes-library/40-unfair-terms-consumer-contracts.html http://www.consumeractiongroup.co.uk/forum/statutes-library/43-supply-goods-services-act.html I know you talking about a lot of money but do you really want them to keep half:( Chin up, onward with the fight:D AL:)

:-D :-D WELL done Hughesy old boy, well worth the effort and stress eh! Slap in a letter straight away just as Tamadus said and hopefully you wont be waiting as long for the rest. Bloody well done, im really chuffed for you AL;)

Well done Keren. Its been a long haul but you got there in the end. Congratulations. PS. Unlucky Brian:D

Hi Steve I believe very few of these claims end up in fast track, the judges know the banks are paying out before hand. After you file your claim at court you may well be sent an Allocation Questionaire on which you will be able to state your case for SMC instead of fast track. And in my case between filing claim and hearing date was about 4 months:eek: . The courts are veryyyyy busy. AL

Hi Steve I would send letter 1 here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html and then carry on with your claim. I would not even expect them to reply to the above letter. If you read through some of the longer threads in this forum you will find theWoolwich/Barclays have never set foot in court, pay up a week or so before the court date and pay up in full:D . AL;)

Do the 'bits' resemble cold green beans 'bits', corn off the cob 'bits', sweet pepper 'bits' and the odd bit of tuna ?

Hi Kotum So you have had a court date 20th August right? It is normal practice that the defendant will inform the court that you have no case to answer (scare tactics), but you have your original agreement so someone is wrong, and you have to remember they are a bank (they believe they are god). I shall have ask about for you AL

Hi jester Yeah sounds fine. But they normally dont seem to respond to settling untill about 3 weeks before the hearing, but hey, its worth a try:wink: . Better in your pocket than theirs:) AL:)

Well done Poppy You persevered and won Give yourself a brownie point AL:wink:

Do they have Daddies sauce down there or do i have to supply my own

Hi Icant, Try this http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31575-important-things-you-really.html?garpg=6 Look at Sec 32 para 1 (b) and see what you think AL:D

Hi Fingers Did you originally file a shedule with your court claim and send woolwich/barclays with your LBA, as this maybe what the court are refering to. And yes send registered post or better still but more costly special delivery. As for the address i would use. Barclays Litigation & Disputes Level 29 One Churchill Place London E14 5HP Direct to their legal team. AL:D

Hi Poppy Well i would most definatley ring them again, who did you speak too last time you rang? If you do go to court, when you get there inform the usher of your attendance and ask if anybody representing the woolwich/barclays has arrived, if not ask the usher to direct them to you if they do show. And although it may seem traumatic it really isnt. Apart from normal everyday niceties (hello, your name and maybe call the judge sir/madam) the judge knows your likely to be nerveous and will probably put you at your ease. And if they dont send a representative you have the judge all to yourself, so you can put the basis of your claim to him without interuption. If you have'nt got them already, these are the basis of your claim. http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/23993-legal-arguments-support-claim.html Come on girl your almost there, by Wednesday you will wonder what all the fuss was about. Chin up Poppy get the champers on ice:D AL:)

Hi Im not to sure how it works in NI but its your obligation to prove your case. Just take along all corespondance you and the woolwich have had including your statements. Also, if you have'nt already read and digest this http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/23993-legal-arguments-support-claim.html This is the basis of your claim. Ask the judge questions, ask him to repeat or make plain his answer to your questions if you dont understand. Make notes. You could even go to the court (2or 3 weeks before)and ask the usher if you could sit in on some cases to see how relaxed it really is. They are quite human and understand the common man:) By the way have you had any contact with the Litigation Section in London (are your letters being dealt with in NI or the mainland). AL:D