YEAH NEW CCJ WAS COMING TRIED TO DEFEND IT , Bit of history ,2 years ago 1st Credit sent court papers for a statutory demand , i disagreed with this on not recieving a proper CCa , this was heard in court and the statutory demand was set aside . Two years on they sent me court forms for a ccj i defended this with the same argument as the statutory demand , it was heard by the same judge and i lost , hence the ccj

Please help , i have recieved today a General Form Of Judgement Or order it is demanding payment for : 1 £7689.23 to be paid by 10th December 2012 2 £671.80 to be paid by 10th December (this is for costs ) as you can imagine i cannot pay this ,what do i do now , i am so worried , thanks for your help

Hi can anyone help, i have recieved a claim form from the above idiots via Northampton County Court , for a claim of £7585 + COURT COSTS . This is for a city card , i have already had a statutory demand from them which was SET ASIDE via the courts in November . Please can you advise me wot to do thanks and what to write in my defence .

No PPI , ThE DEMAND WAS SENT BY COURIER AND SIGNED 4 , THE AGREEMENT SAYS ON PAGE 4 YOUR RIGHT TO CANCEL , BY GIVING WRITTEN NOTICE TO CITI , AND THAT U HAVE 14 DAYS FROM WHEN U RECIEVR YOUR CARD .

Had a letter today 1si crud are not attending the hearing , but oppose the application .

Thanks Coledog , just worried i have done the wrong thing

They have written the debt is in respect of monies owed to the creditor , by the debtor for non payment of a citi agreement , and that the debtor is in breach of the repayment terms etc . Please do u know wot happens next if the SD is not set aside ? Thanks

I have written i wish the SD to b set aside ,asTHE creditor is aware the debt is in dispute (or so i thought . was led to believe ),the creditor has failed to comply with its obligations under the CCa , That it is an abuss of process into pressuring me etc .Ihave also put they have not supplied a copy of the alleged agreement under sec 78 of cca . Then i have written about having no default notice , God its all wrong now wot will i do ?

Yes i had a notice of assingment from 1st Cred not from Citi , what info do you want to know about the SD , wot i have written or 1ST CRED

Its from a Citi card , and yes 1st Credit have purchased it and now Connaught who i believe r the same company . The debt is 4 about £6600 nothing has been paid on the account 4 about 1 and half years , the card was taken out about 2005/6 . What is a notice of assingment ? Only other letters i have recieved are the usual threatening letters . God i feel so out of my depth and dont want the judge to think i dont know wot i am talking about . Wish i had never requested to have the SD set aside now , wot happens if the judge does not set aside the SD . Thanks 4 your help Coledog

I was led to believe that the cca was just terms and conditions but now i understand they have sent me a legal request under sea 78 of the cca act , so that is what i had put on the statutory demand , that i had not recieved a valid cca under section 78 . Also that i had not recieved a default notice from Citi . Since recieving the reconstituted version i have requested to have a copy of the true executed agreement , have heard nothing . Worried wot i say in court ,the hearing is next week . Been so misinformed by another forum . Very stressed.

aNY ADVICE HOW I CAN ADDRESS THIS AT MY HEARING ?

Wot will that mean in court , wot will i say to the judge ? thanks 4 all your advice Donkeyb

That i had not recieved a valid cca and no defaut notice recieved , as i was led to believe by another forum , that it was a list of terms and conditions . Worried now wot will i do?

yes , have a hearing date