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kazza71

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Everything posted by kazza71

  1. How Do I Donate?????????????//
  2. don't settle - they only settled after me filling and they said that they were going to defend but checked my account and the money was there!!! Keep going!
  3. Filed on the 14th November - paid up on the 28th! just one last question - how do I donate??????
  4. Thankyou so much consumer action group - checked my accounts today and the full amount has been refunded after filing MCOL - just about to go down to the halifax and pay off my overdrafts and close my accounts and donate to yourselves - good luck everyone - Merry Christmas everyone especially the HALIFAX!!!!!!!!!!!
  5. Hi everyone can anyone tell me what to put in the covering letter to the bank about my money claim - don't want to mess up at this stage!
  6. Help again please - filed my money claim but unsure what to write in the covering letter to the bank and where to send the info to the courts - I'm nearly there!!!
  7. Thankyou Bluecloud!! Is there a letter in templates for this and what is the address for Northampton Courts?
  8. Hi - just done my moneyclaim - do I need to write to the Halifax and tell them that I am taking them to court?
  9. Pleeasse help someone! desparate to do this moneyclaim but do not want to get it wrong - Help someone please - in my letter to the halifax I have entered all the interest debited on my statements - I'm not sure wether they all refer to the charges that have taken out - shall I just put my moneyclaim in for the actual charges plus the 8% or should I include my interst debited on my statements? How will it look if my orginal claim to the Halifax is different to my court claim?
  10. Help someone please - in my letter to the halifax I have entered all the interest debited on my statements - I'm not sure wether they all refer to the charges that have taken out - shall I just put my moneyclaim in for the actual charges plus the 8% or should I include my interst debited on my statements? How will it look if my orginal claim to the Halifax is different to my court claim?
  11. Help someone please - in my letter to the halifax I have entered all the interest debited on my statements - I'm not sure wether they all refer to the charges that have taken out - shall I just put my moneyclaim in for the actual charges plus the 8% or should I include my interst debited on my statements? How will it look if my orginal claim to the Halifax is different to my court claim?
  12. Well some i can but not all - have I messed up? Its really doing my head in now!
  13. No I didn't put the 8% interest on - just the interest they had debited on my account - it adds up to a total of 66.73 on one a/c and £340.18 on the other - I presume for going over my overdraft because of these charges. I've just looked at my statement and it doesn't specify what the charges were for. Thanks again livelylad.
  14. I don't know what they are for but they will either be for bounced cheque or direct debit - another question - I put the interest on my statements on the original spreadsheet do I add this to the next spreadsheet?
  15. Thanks livelylad - on my statements it only says charges as notified but on the spreadsheet it says cleared transactions and unpaid DD - what do i put?
  16. Help again - getting jittery - do I have to enter all my charge and interest details on to the spreadsheet to work out the 8% interest charge? and do I send this to the courts along with the letter on bank templates and also to the halifax?????? or do I send my original spreadsheet?
  17. Thankyou so much innocenti - is the spreadsheet in bank templates?
  18. Hi everyone - just about to put a money claim claim in and have notice on the letter on bank templates says 8% interest is worked out by the spreadsheet - I formatted my own spreadsheet - do I just work out 8% of my claim?
  19. I sent my LBA 2 weeks ago and have heard nothing - about to do moneyclaim - do I do this on-line?
  20. Found it - what is the overdraft interest charged amount all about and what address should I send it to?
  21. Hi - please don't get rid of this thread - I have bben warned not to open another but I seriously do not know how to carry on my old one - please help - anyway I have just received my statements from the Halifax and my charges for 2 accounts total £1227 - what should I do now????
  22. I have had a reply from my first letter and this said that the will send the information shortly but the time has passsed and I have received nothing - someone has informed me to send a letter before action but I do not know how much exactly they owe me - can anyone help????????
  23. I've did receive a letter shortly after saying that they will be sending the information requested but I haven't received the information - which letter from the library should I send?
  24. I've sent the first letter to the Halifax and have not yet received my bank statements this was approx 3 months ago - what do I do next??
  25. Where shall I send my first letter to the Halifax - customer services?
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