Thanks for the advice, I will start my letter and email to them fir record purposes, thanks again my friend, just hope it all gies well .

I recieved a letter on the 26th to say they have terminated my agreement and a recovery of the vehicle, with a concent form to sign if I give them permission to let them take it, that is were I phoned them up as I told them I would pay the arrears off, they told me that I had to accounts with them and the total came to 1,300 which I told them I would pay them now, anyway the chap said I will go and speak to my supervisor and then returned to say he said no it's terminated and there happy to recover the vehicle, you will hear from our solicitors in the next 7-14 days as I would not give them concent to take the vehicle... As to scan the agreement I do not have a scanner sorry but would type any part you would like to know, thanks to the reply all..

Hi, I part exchanged a car that still had finance owing on it. As far as I remember they gave me the loan for the astra and then also paid off the outstanding finance on my old car and said it was a top up loan that would run along side the finance agreement. Yes, I have paid more than a third and they said they can't just take the car they needed my consent. I declined to give consent and they said I will get a letter from their solicitor in next 7-14 days. Today I received what I think you mean by termination notice. The first line of it reads.. By not taking any action to respond to the default notice we recently sent you, you have shown that you do not plan to be bound by the terms of our agreement. This is not true as I phoned them and told them that I was unable to pay on the 22nd as I only get paid on the 26th (today)

The car Finance is with Alphera Financial solutions or something..ty

just to add it was the car finance and a top up loan that came to a total off 1,300 arreas, sorry just seem to be struggling to even type the correct words, i am so down about this..

Hi to everyone, Ok here it goes, a few months back i started to struggle to keep up my payments on my car as from the split with my x partner, and everythink being in my name, left me little money to live. anyway i asked my car fianance could they do anything as my gearbox had gone 12,000 miles after i got the car, and they said no, I also asked them could they freeze my payment for a month or 2 to get the car back on the road, they also said no they could not, So I asked they to take the car back, as my gearbox went on my car, a astra 2.0l sri turbo, and to get a gearbox for that make was going to cost me about 800 pounds which i could not afford. So i asked them could they take the car back as i could not afford to get it fixed and the car had only done 39000 miles, They said they could not help me, and they could not take it back as it was not in default, so i missed 4 months to get it in default,as so much had to be in default to get them to take it back.. by this time, my life has changed for the better, and decided to keep the car, I put it in to a garage to get fixed for over £1,000 in total to get it fixed. anyway did speak to the company about the situation about 3 weeks ago, were they told me i have to pay the 680 pounds arreas to keep the car, and it had to be paid on the 22nd of this month, I told them I can not pay it till the 26th as when i get paid. .....post arrived this morning with, a letter stating that they have cancelled my aggreement with me and they want the car back, I phoned them up and asked what were the arrears? £1,300 as i have a top up load on top the reason it was 1,300 in arreas, so i said ok i will pay it now...., the guy left to see his supervisor and returned to say its too late that they want it back, gutted as i had brought new alloys for it & paid £1,000 to get fixed in garage, as gearbox and clutch, I have offered to pay the £1,300 arreas, and they won't accept it, what can i do now? as i don't want to loose the car, and i have to wait now to hear of there solicitors in the next 7-14 days, i am willing to ask they if they sell it at the auction and get 3 to 4,000 for it , i will even offer them that to buy it off them as i do not want to lose it . were do i stand on this...any help appreciated. sorry and thanks, just hope this makes it more clear

lol sorry, i can see were you are coming from, i am still annoyed, i will try again in english

Hi to everyone, Ok here it goes, a few months back i started to struggle to keep up my payments as from the split with my x partner, and everythink being in my name, i asked my car fianance could they take the car back, as my gearbox went on my car, a astra 2.0l sri turbo, and to get a gearbox for that make was going to cost me about 800 pounds which i could not afford. So i asked them could they take the car back as i could not afford to get it fixed and the car had only done 39000 miles, at 1st i asked them could they freeze the payments for a month or 2 while i tried and get it fixed, they said they could not help me, and they could not take it back as it was not in default 4 months have gone by, i had then decided to keep the car, and put it in to a garage to get fixed for over £1,000 post arrived this morning with a letter stating they want the arreas by 22nd oct, i said i cant pay untill the 26th when i get paid, post this morning with a letter stating that they have cancelled my aggreement with me and they want the car back, I phoned them up and asked what were the arrears? £1,300 i said ok i will pay over the phone, the guy left to see his supervisor and returned to say its too late that they want it back, gutted as i had brought new alloys for it & paid £1,000 to get fixed in garage, offered to pay the £1,300 arreas, no they won't accept it, what can i do now? as i don't want to loose the car, and i have to wait now to hear of there solicitors in the next 7-14 days, if they sell the car at auction for 3 to 4,000 i will even offer them the money to buy it, were do i stand on this...any help appreciated. siteteam note: i have tried to edit and spell check this post as it was a bit unclear. dx

Hi, and thanks for the quick reply, ok I do understand about how the gearbox has been used, and its just frustratng as i know the way i have driven it, and im not a boy racer, hence the 2.0l sri turbo lol, ok this is for anyone who can answer this for me, I have a astra 2.0l sri turbo with the M32 model gearbox . Now i have a chance on buying a VXR astra 2008 M32 model gearbox, would i be able to put this on my astra 2.0l sri turbo,04 plate.. M32 model gearbox as will it just go on and fit, I understand that the ratio and the remapping will be slightly different, whatever that means lol, but will the gearbox go on and work ok... If someone could give me a quick reply that would be great, because vauxhall dont seem to know, or they dont want to tell me if it does or not, I did speak to one dealer in the end who said it would, but if someone could clarify this, it would be good, as dont want to waste money I dont have, thanks.. Tony

ok can i say due to the age and milage, is it high mileage for its age ot high mileage for a gearbox to last?? as a 6 year old car with 39000 on it is low to me, and a gear box to last 39000 can not be right sure??

Hi as a good will gesture...why would not give me a good will gesture on my vauxhall astra 2.0l sri turbo, when i hear the gearbox is a common problem with them as always go, well the car it's self is a 04 plate, it has done 39000 in total, done 15 000 miles since i have had it and the gearbox as gone, only to look at forum after forum with people with same problem as mine, i have heard of plenty of people talking about getting a hole in the gearbox, and voila i took mine to garage today only to find a hole appear in mine?? I dont know much about cars other then it was a flaw in the design faut? Anyway can you get me a good will gesture