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  1. Can anyone possible advise... i have several catalogue debts.. since becoming a full time student, single parent with 3 children. i am really struggling to keep up with the payments even minimum payments.. The debts have now been taken over by Lowell, Moorcroft and Fredrickson debt collectors.... can anyone help with a possible letter to send them stating that im finding it impossible to keep up...or any suggestions extremely grateful.. thanks in anticipation
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