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lozzzy

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Everything posted by lozzzy

  1. Does anyone have an email other than... [email protected] [email protected] They dont reply to either email address!
  2. Hi, I've been tried to contact CP1 to set up a repayment plan, however they wont respond to my emails. Has anyone got any more email address or contact details other than the one on their website? Thanks
  3. Hey, Does anyone have the email addresses for anyone at Wonga or Cash Choice please? Thanks
  4. hi, dont suppose you know an email address for them?
  5. Hi, does anyone have any contact numbers for wentworth other than -01753 25848? Thanks
  6. Sorry to be a pain, but how did you get them to agree to the repayment plan? did you phone them or email and did they apply a lot of interest etc?
  7. Hi blue angel, did you agree a repayment with them over the phone or via email/post? Have wonga stopped putting interetest on because your in a repayment plan?
  8. hi, sorry to throw this in a bit late but have your tried dealing with Wonga's customer care manager. his email is [email protected]. I spoke to him once and i think he just got so bored of me that he was happy to accepted a reduced repayment figure to just get rid of me!
  9. hi, try [email protected] or [email protected] . This is the email address i used when setting up a repayment plan. thanks
  10. Hi, Does anyone have any advice or tips for dealing with the following 3 compnies, as I'm trying to help my friend out but i've never dealt with them before... EPDL (Early pay day loan) Wonga Captial finance one. Any advice or tips? I know Wonga are pigs to get to respond to anything. Any advice welcome?
  11. I approach these guys and they agreed a repayment direct with me of £20 on a £200 loan. after a month or two after i saved up a bit i offered them a lump sum to get rip of it and they agreed. the person i deal with was called Jamie and he was actually quite understanding. Try emailing him and see if you get any sence [email protected].
  12. Hi All, I just wondered how people were getting on with setting up payment plans with Wonga now'a'days? I'm still rather worried that they crack on loads of interest and miss payment fees so a loan of £200 becomes an outstanding amount of £1000 in just a few weeks! is this still the case or how have people got around it? Also has anyone hear recently of any of the payday loan companies putting any markers on anyones credit histories? Thanks
  13. If you really have to use a payday loan company have you checked if there is a cheaper option out there with less interest to pay?
  14. is your money shop loan on Cheques or by card? if it is by cheque then you need to speak to the bank about cancelling them! I'm awaiting a responce from payday express and so far... nothing! Not good!
  15. hi, Robjam is correct. Keep everything in email or written form and if you dont get a responce or the responce you require just keep emailing them daily and it will get sorted out once they see you cannot be budged!
  16. they are very very careful with teh agreements and even a spelling mistake mean they will throw out the agreements. Even if you are on a "solve" agreement, as long as you keep paying something (even if its not close to the full amount) they wont set the dog on you.
  17. Martin Lewis has a good thing on his website all about creidt rates. have a read!
  18. Thanks for that MJC & Maggie. MJC, did your credit union suggest how long you'd have to pay into an account with them before you could take a loan?
  19. Hi Everyone, does anyone know anything about FLM who provide loans as long as you have a guarantor?
  20. I had issues getting payday uk to agree but i emailed them constantly until finally i started to get somewhere! Keep to email as at least then you have written confirmation that you have tried. Have you sent them the harrasment letter etc from the templates liabary? If not get them fired out to cover your bum!
  21. Hey there, sorry to hear your having problems! The CAB can help you although i understand that a lot of people are calling on there services at the moment so they are very busy. You can resolve this yourself. Contact your Payday loan companies explaining your circumstances have changed and that you wish to agree a repayment plan. Ofcourse they wont like this and might ignore you or add charges but you need to be firm and if needs be email or write to them daily. Some things to consider.. These companies have been known to set up direct debts or collect cash off cancelled cards until they have taken everything they can money wise from you. Set up a basic bank account else where and move your money across. It is the safest way to ensure you do not get cleared out one morning before you have even got out of bed! Inform your bank to not set up direct debt's without your permission (do this both verbally and in writing so your bank is clear of your wishes). The companies will phone you at home, mobile and occasional might try it at work. Get a template off the CAG liabary for telephone harrasment. Do not phone them! get everything in writing (i.e Recorded letters or emails!). Whilst others might ant agree with me, i think you should be fair in what you offer to repay. Do not agree to repay more than you can afford however, if you owe a lot, dont offer then £5 a month or you will never clear the debt and they will just laugh at your offer! Let us know how you get on, and we'll help all we can!
  22. if it is dated before the loan is even due i would recommend using this against them. I dont know how best to do this, if you should complain to the finincal obustman or ?? but one of the experts on here will know best. With regards to payday uk, i had issues getting them to ackowledge that i wanted to resolve the issue. They passed me into there inhouse debt collectors (keyes whitlock) who were very agressive. I recommend you email them everyday with your offer of a repayment plan (try make it decent-ish i.e more than £25 if you can afford to, otherwise they just laugh in your face) until you finially get acknowledged!
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