Hi again CM just found it not knowing what a tomlin order was, but apparently it is prohibited by civil procedure rules for me to sign a by consent order( check thread 287 Mrs ski vs Howard Cohen/ CL finance so fingers crossed I can still do something ??? I thought I would send a SAR to CL to try and get all info they hold on me as I have had no luck with the CCA req or formal req. The judge and Cohens had far more info to refer to yesterday than I did.

I have signed a consent order in the solicitors for defendant section, just going to put it up. IMG_0006.pdf

I have just looked through some threads I posted on last year thread no: 287 Mrs Ski vs Howard Cohen/ CL finance. I beleive I may of signed one of these consent forms and sent it back to them. Think I may of dumped myself right in it guys ????

ok will ask court for Tomlin order, in the meantime is there anything I can do about CL not complying with any of my requests ????

This was all I received before yesterdays hearing Many Thanks for taking a look for me IMG_0002.pdf

one more IMG_0001.pdf IMG_0004.pdf IMG.pdf IMG_0005.pdf IMG_0003.pdf

Hi HH I will put them up now I only got them 2 weeks ago as I have moved address.

Hi HH, I am just as confused, they said there was a signed Tomlin order with the court I did not know as I was not sent any of the paperwork before court except the letters I have put on here. The only thing I can remember signing is a direct debit mandate with them. The judge said they had paperwork there saying I had admitted to an amount of money owing, but what I have just been ordered to pay is double that and more. I requested release of any info they hold on me in Oct last year and have only recieved there letter saying they did not hold the paperwork I was asking for on site but they were in the process of retrieving a copy for me. They confimed in that letter that while my request was outstanding enforcement action would not be taken against me. HUH Then all I have recieved is my court date yesterday and on that I have lost. I was not able to defend what they were saying about me as I did not have the paperwork that the judge and Howard Cohens were referring too.???? HELP

Thanks CM I am fuming it seems that only criminals are protected by the law

Just lost my battle with CL Finance/Howard Cohen stitched up to pay joint loan by myself. I have sent numerous request for CCA and formal req for information pursuant to s.77 and also a formal notice of account in dispute. They have sent me a letter saying they do not have it but still WON in court today. I dont get it PLEASE HELP

Can I nail them for not replying to any of my requests ????

Well CM what is the point ??? I sent a CCA req, a formal request pursuant to s.77 of the consumer credit act and a formal notice of account in dispute and still CL finance and Howard Cohen have WON. Now I just feel like I have been treated so unfairly and Im gutted. Thanks for looking into things for me:evil:

I dont have one CM and they have only sent me what I have posted on here Thanks

Hi CM yes that is correct but I did not actually receive any court papers and if you see on the order there are no signatures, they managed to get a payment from me over the phone through constant hasseling. Have I done wrong by paying them some money ???

Hi CM yes they did refuse application for judgement based on the paperwork howard cohen sent in but I still have a telephone hearing today and was wondering if I should fax over a N244 now or wait and see what the judge says. Thank you so much for your reply feeling all alone at the mo

Guess thats it im like a lamb to the slaughter

HELP ME PLEASE !!!!!! I have filled out a N244 form already incase it goes against me I have put in my reasoning as I never received the original claim forms as I had moved. I beleive that I have a defence to the claimants case and have never been given the opportunity to defend it. Information to support my application. I have put I beleive there are major discrepancies in there case and that any agreements they may hold on me have been improperly executed. WHAT DOES ANYONE THINK PLEASE HELP COURT AT 2PM TODAY

Thanks chipmiester, Sleepy by name sleepy by nature I guess. God Im gonna get ripped apart today. I have faxed the courts the letters I have written to and received from Howard Cohens in hope that the judge may actually let me:| defend myself in this matter and not just let CL Finance get there court order.

And fingers crossed IMG_0002.pdf IMG_0001.pdf

Try again thanks silver fox IMG.pdf

Oh B****r If I had brains I think I could be dangerous, many thanks:???:

And more ?

???? IMG_0003.pdf

Hope this works ??? IMG.pdf