anyone?

Hi guys....us again. We have received a reply from Daniels Silverman to the SAR request we made, and it's kind of baffling tbh. Was hoping some of you might be able to interpret it's meaning for us. It doesn't provide any of the evidence the SAR clearly asks for, and we were hoping they might be able to provide proof of our original contract but they didn't/couldn't. But they seem to back that up with a reference to a quote within the SAR. Is what they say correct..? This was emailed to us btw, not sent in writing.....not sure if thats relevant. Please help us...we are starting to feel out of our depth, but not unsure of our position I might add. not sure why the attachments are so small...sorry about that.

Good idea, I will do.... many thanks.

I have written the letter now but just wanted to check with you guys that I am doing the right thing...as something doesn't quite sit right with me. It doesn't quite make sense. You see, the alleged debt is in total dispute. As far as we are concerned our membership with DRI ceased when we first informed them in 2008, and the charges made after that date were done in contradiction of our right to rescind membership as per our original contract. Is asking for all this info in the SAR the correct course of action do you think...it almost feels like we are semi-accepting the existence of this debt.. thanks in advance.

I'm so sorry silverfox, I did not see you had replied yesterday. Thankyou for your reply, should I sar the dca now then..? Is it not something I can do to both of them, but I would rather keep the sar back for the timeshare cowboys until they next choose to get in contact, they tend to leave it a good 6 months or so before re-threatening us, and it is getting very tiring tbh. It's a shame you do not have more timeshare victims on here, as the companies such as DRI really do make their own rules up and I would imagine a collective such as yourselves could offer some very important advice to those of us suffering a life sentence for wanting a cheap holiday now and again.

Thankyou Mr. Lex. I was wondering if it was the right time for that one. I will hol dfire and see if anyone else has an idea, and will prepare a draft of the above letter. You have been a great help. Thankyou.

Hello again guys, so we sent them the "prove it" letter 3 weeks ago and have not heard anything from them until today. We received another letter this morning. It is a little limp wristed tbh, almost apologetic in it's wording. It basically outlines what the debt is supposedly for and how they would very much appreciate it if we contacted them to clear it. I'm quite confident in our position (thanks to you guys) but my question is would it be the right thing to ignore the letter or should we reply outlining our position?, which is that the debt is in question and as such should not be paid at all, let alone to the dca, who by all rights should not have even been involved. Many thanks in advance.

I will do Mr. Lex...I think the first 2 messages are still on the answerphone so will write down the times/dates today and carry it on if they continue to phone.

Thankyou senior, it is only day 2 but they have rung both days so far so will keep that in mind.

Thankyou, I have read that already, it was one of the first search results when I put their company name into google. It's how I found your site. They have rang teh house today and left an answerphone message. We posted out the letter this morning, hopefully it will have the required effect.

Many thanks to you. I will do so immediately. A little bit of history which may interest you. Since the end of 2008 on a couple of Penland and Sommerland blogs, there hae been 1500 or so DRI members from all over the world, who have been getting the same treatment from the company and talk through their experiences and share advice etc, there are even ex DRI staff on there helping. To this day nobody on there has received any contact from a DCA, the usual line is something like this "I wouldn't worry, there is no way a debt revovery agency would be rash enough to take on such a case..it will never happen." Well it happened...to us...yesterday. This Liverpool firm seem to be confident of taking on the world it seems.

Thanks silverfox, although I can't seem to access the letter template in your link. It keeps asking me to register and when I login it returns me to main index page. The DCA is Daniels Silverman. I have a copy of the email on photobucket.

Hello...firstly I must say a huge thankyou for putting time aside to run a great forum such as this. It's been a blessing to find you, it really has. I will try to keep my tale as short as possible as I know theres nothing worse than waffle...I will get to the DCA asap, I promise. I am here on behalf of my parents, Mick 64 and Sue 63. Lovely people. In 1989 they bought a timeshare with a company called LSI, signed all contracts etc and took the payment agreement out over 14yrs iirc. In 1995 they transferred their account over to a company called GVC as they had taken control of LSI. Thats was the last time any contracts or signatures were seen, but the company has changed hands twice since then and is now in the hands of a company called Diamond Resorts International who re-wrote the rule book so to speak. After completing their 14yr repayment term the annual management charges would still be payable of course. In may 2008 after Mick and Sue had both retired they wrote to DRI to inform them they could no longer afford to be members and would like to excercise their right to rescind membership with 7days notice as per their GVC contract, no correspondance had been received to discuss or even suggest the rules had changed. They refused to accept the letter by replying 12 months later, stating they do not accept resignations and they are bound by their contract until 2054, the management charges have risen by more than 700% since day one btw. This was replied to by us in a similar fashion and again by them with a carbon copy of the first letter...this last letter was sent to us in August 2009. Not heard anything again until today we got an email from a DCA asking for an immediate payment of £3414, to avoid court proceedings etc. As you can imagine this was quite a shock, the debt is most certainly in dispute, not only because we, by right, have not been members for the last 2 yrs and as such these payments are void, but also because we have had no correspondence from DRI to inform us of any amount they think we owe, or that the imaginary debt was being passed onto a DCA. I would very much appreciate an opinion of what I do next in regards to the DCA, what step should I take. I want to ignore them...I was under the impression they are not permitted to take me to court or to even suggest they could/would. As you can imagine I have issues with the timeshare company to deal with, the DCA is just an annoyance I could do without. I certainly won't be paying them anything, feel quite annoyed by the tactics of both parties tbh. Many thanks in advance