Hi, Currently trying to deal with a Debt Collection Company called Marston who are trying to get monies from me with regards to an apparent debt. I've disputed this with them and have sent a letter asking for details on the actual debt itself as I've absolutely no knowledge about it. Now, I've received a letter back from Marston which very matter of factly states that they hold no information about the debt itself and that all they hold is a High Court Writ to collect the balance. They've told me to speak directly to the courts about this. So, I spoke to the High Courts who've told me that there is no way at all they can help me if I don't have the CCJ reference numbers, and that the Marstons reference numbers is no good either. So, I have a bit of an issue here. Is it correct that Marstons would hold no information at all about the debt or am I being fobbed off? Similarly, they've informed me that a copy of my letter has been sent to an 'issuing solicitor' for their further comments. Can someone in the know give me some information as to where I should go from here please? I'm currently on JSA/Housing Benefit/Council Tax Benefit which means that I can afford the £30 the Register Trust want so I can get the information from them, and similarly any credit information want to get costs money. Any help would be appreiated. Cheers Cal

Okay, am a bit confused about all of this and thankfully I have a friend who works at a Magistrates Court is going to have a dig around for me and see if they have any record of this. The first letter (the one pushed through my door) does have High Court of Justice and Queens Bench Division on it though I'm not sure what this means. Could somebody who's savvy on this explain exactly what this means with regards to recovering debts?

Hi, Just to add a little to this I can give you a slight update as I've just realised something and am a little suspicious that I've only received one letter because of a letter I have sent to them. The letter I sent to them by recorded delivery, and I have proof of delivery on goes as so: "Dear Sir/Madam Please see the information below with regards to the letter I have received through my door. Your Ref: XXXXXXXXXX Firstly I would like to make it known that I do not acknowledge this debt in anyway. In addition, I have not signed for, nor received any form of correspondence with regards to this debt from you, or from FV-1, Inc. Your letter does not inform me as to where this debt has come from, or from when this debt originated. The total levy you have claimed payment for is £XXXX.XX which has been broken down. The Judgement debt is for £XXXX.XX. I would like to be provided with the original credit agreement in order for you to prove that the amount you are requesting from me is valid. There are execution costs of £XXX.XX. What are these execution costs for? What are they related to and who has applied this costs? Could I please have the documentation showing that why and how these 'costs' were added. There is interest to 03/09/10 added of £XXX.XX1. When has this interest been added from, at what rate has this interest been added and who has this interest been added from. Again, I would like to see the documentation that allows this to have happened. There are Officers Fees added of £XXX.XX. Why are you requesting payment from me for these fees? Yours faithfully (My name)" This was received at 09.02 on the 21/09/2010. I'm waiting to get an actual signature from the Post Office as it takes 3 - 5 working days. The letter I received today from Marstons is dated the 21/09/2010 and is a letter informing me that they will be sending the removal contractors over on the 29/09/2010 due to the fact that the execution has not been settled. it also states that any costs incurred on their part will be added to the amount that I allegedly owe them which will be £300.00 for the first hour and £200.00 for any hour or part thereafter. I find it interesting that this letter was sent to me on the same day that they received the letter from me requesting information from them. So, can i still disregard the liability until they provide me with information? Also, how long do they have (if there is indeed a length of time they have to answer me by) to get the information to me? Cheers, Cal

Hi Sillygirl, Thanks for posting so quickly. The issue is that i don't know which court the Judgement was enforced by, so i can't contact them directly. I would need to speak to Marston about it, but I'm at a loss as to how to go about this as they've not replied or confirmed that they've received the letter I've already sent them, which naturally, they're not going to. The letter I sent to them was sent by Recorded Delivery. I know it's been delivered but I don't have a signature to say who it was received by. Thanks, Cal

Hi, Just over a week ago I had been out of the house looking for work. I returned to find a letter saying that a bailiff had visited to collect a debt amounting to £2600 odd. The Judgement itself is for just over £1600 and with additional interest, judgement costs and execution costs the amount totals the£2600. So, I did a little digging and I was advised on another debt help forum to send them a letter asking them where the original debt came from and not to sign it. I did exactly this quoting the reference numbers etc. I don't recognise the claimant who is FV-1, Inc which is why I'm very confused as to what's going on. I received a letter the following day, confirming that I had been visited and again asking for the amount of over £2600. Now, my primary issue that a CCJ has obviously been filed to which I have no knowledge about, and I'm still at a loss as to where this debt comes from. I do have an inkling that it could be from a bank loan that I honest to God completely forgot about having had the account closed and moved house. Oversight on my part there. I have received a letter this morning informing me that Removal Contractors will be visiting on a certain date and that I'm to arrange an mutallly beneficial time for this to happen. Now, obviously I won't be opening the door to any at all. That's just not going to happen at all. I know my rights there and I have read all of the advice as to how to deal with bailiffs should they show up, as well as what they can and can't do. There is nothing in the letter that claims they have been given rights to use a locksmith either. My question here is what can i do from here. I have sent them a letter asking for the information however I have received nothing back yet. Can they continue to hound me whilst they look for this information or is there some other offical method I need to use. I don't know which Court the Judgement is with. In fact, I have no information about this debt other that what Marston has provided me with. Surely there must be something I can do? Any advice would be greatly appreciated. Cheers, Cal