Many thanks for your view on the matter. The reason we have paid for an extra 3 years is I moved to spain 6 years ago and now only rent the building out. This is a big oversite on our behalf , I contacted the bank and asked for all the paperwork connected with the loan. All they have provided me with a letter saying we cant find the documents and you must pay. I have written to them saying loan in dispute but have not yet stopped the payments. I will check with the land registry to see if they registered a charge. Any other advise would be appreciated.

Any Advise would be great , Do I have to continue to pay the loan Can the bank take charge of the building.

Can anyone help me on the above , what rights do I have if I cancel my payments until they produce the docs.

Hi Rebel11 I would of thought natwest should have on file the original terms & conditions but they have not provided us with any documents to prove we still owe the outstanding monies. Without this I cant see how natwest can pursue what they say is outstanding.

Hi All This is my first post and I would like some help please. My father and I took out a loan through our limited company back in 1997 for 93,000 to purchase a larger premisses of which natwest wanted a legal charge on the premises for the security of the bank. We originally understood the loan to be for 10 years but natwest have now informed us it is for 15 years fixed at 10.25%. This is what we dispute with them and have wrote to them demanding a copy of the documents we signed. The have now put it in writing to us that the cannot find the loan documents but insist we still have to pay another 2 years as they have a charge on our premisses and will take charge if they have to. Do I have to keep paying the payment. Can they take charge of the building if I stop paying. Can they take the monies out of our personal accounts. To date for the 93,000 loan we have paid back 160,000 and they are asking for another 2 years with no document shown to us. please advise.