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axil23

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Everything posted by axil23

  1. Is this the normal procedure? Also since this will take 8-12 weeks to get a date what happens to the CCJ on my account? If it goes over 30 days doesn't that become a permanent stamp which is harder to get off?
  2. Did a N244 last week and got a letter today which states that the County court claim has been transferred to my local court and that the court will send me and the other parties notice of the time, date of the hearing. So does this mean I will have to go to court to plead my innocence?
  3. Is there any time limit on this? Can I go over the 7 days period as I am on the road so would rather do this when home next week. Thank you so much for your help.
  4. So this applies to me but I am not asking them to set aside the case due to this reason. I am asking them to set it aside as it has nothing to do with me. So Shall I still get it sent off to them tomorrow?
  5. Thank you for the quick reply. I just swung by my old house and picked up the General directions order. It states that you need to apply within 7 days of the service of this order to set aside or to vary the order under part 23 Rule 10. 7 days was today. What does this mean?
  6. Spoke with the court today and advised that I would like to apply for the claim to be set aside which they have sent me the paperwork for. He did mention that this can take from 4-12 weeks for a decision. My concern on this is that if it goes over 28 days will the CCJ leave a imprint on my Credit history? I have spoken with a few people who all have their horror stores to tell about someone they knew who had a CCJ and then had to contact 3 credit ref agencies to get it taken off which was a painfully long process.
  7. He too says that why should he pay for something that was not done.
  8. 100% nothing to do with me. Thanks. Will fill out the documents.
  9. No. In fact he has two parties on there and the second persons Initial is wrong as no one in my family has that. If I dispute it and win will that leave any trace on my credit record? If I pay it will it leave any trace?
  10. Just spoke with him. He isn't having any of this. Says that I need to discuss with my father and get him to clear the bill. He didn't do the work right so my father is not willing to pay him for it. thats for a court to handle and nothing to do with me. So how do I get my history cleared? If I pay him will that clear my history? Just thinking is it worth spoiling it for £500. Might as well pay it myself but if I do that will it leave a stamp still?
  11. There is no contract under my name. I don't have anything to do with it. If anything its a issue between my father and electrician. It was issued by himself personally so what should I do? Once its set aside will it there be any stamp of it on my credit file or does it go off completely?
  12. My Dad got work done at his house where I live 4 years ago. The electrician didn't do something he asked for so he cut of £500 from a £20,000 bill. Today I get a update from Experian that I have a CCJ under my name issued yesterday. Having spoken to the court it turns out that the Electrican issued a CCJ at our old address where we moved from 4 years back. I never got any of the letters or did I get any intimation from the court AND I am not a part of this at all. I only live at my dad's house and the claim should be between these two. I have nothing to do with the bills for the building of my dad's house. My Credit score just dropped from a 5/5 to a 1/5 for something I am not involved in or knew anything about. Spoke with the court who have suggested I pay £150 and do a application to set aside the judgement. Also spoke with Experian who say they will put this down as fraud as it has nothing to do with me but they will need to investigate and can't guarantee that this will clear my record. Also the claim is issued under a misspelt surname. Does that make any difference? What should I do????? Some guidance would be highly appreciated. I have worked hard to keep my Credit history good and one wrong swipe has just ruined it.
  13. Any suggestions? Can I send them a letter before action type email?
  14. Yeah the original was all connected. All that it needed was a cooker to start the supply off. I guess the installers assumed that since there wasn't a cooker they did not need to reconnect the supply.
  15. They are denying the fact that pipe work existed and yes there is physical evidence of the original pipe work being there.
  16. I had a boiler changed in a property I rent out by a big company. They came in and re-piped the entire system from the gas meter to the boiler in the kitchen. There used to be an old lady living in this two bed flat who didn't like gas cookers and used a microwave to cook everything. So in 10 odd years I never had a need for a gas cooker although the pipes for it were always there. Since then the old lady has moved out and when I came to plugging in a cooker the connection was no longer there. So basically when the plumbers re-piped the entire system they forgot to put in a provision for a gas cooker. I should mention that this work was carried out 6 months back for a set fee which I think was £800 and the rest was covered under a grant that the lady qualified for. The installers are now saying that there was no provision for a cooker in the first place which is wrong. Is there anything I can do?
  17. This is what it says. Link http://www.slc.co.uk/media/758479/foi_response_76-14.pdf
  18. Mine was opened in 1996. But haven't the pre 1998 account holders consented all ready http://www.slc.co.uk/media/758479/fo...onse_76-14.pdf
  19. No I did not. I honestly didn't realise they would be such a bunch of crooks. Shall I just start to pay it back?
  20. Yes.... Before I came across this site and saw what they were really up to.
  21. You are right. I have A1 credit so really don't want any stamps on it. The link above your post from the slc website states that pre 1998 loans can be reported.
  22. For pre 1998 loans they are well within their rights to do so..... http://www.slc.co.uk/media/758479/foi_response_76-14.pdf
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