Thanks folks. The landlord's bailiff showed me his badge and I have no doubt that he was legitimate. I haven't any issue with the action taken by the landlord as he had been very patient with us for many months. On the day, I asked the bailiff 'What do you need from me' and he said 'nothing', I asked if he needed me to sign anything and he said 'no, nothing'. I suffer from severe depression and didn't want to wait around while they looted my business of 8 years but I didn't expect everything to be taken - I'm suprised they left the paintwork! When I went back the landlord was there (by chance) so, after he had stopped having a go at me for removing my CCTV cameras and selling them to pay for my kids school fees, I asked him what had happened to the post (including a cheque from a supplier and CC papers) and the water coolers. He said he'd have to ask as he had no idea, now I have chased him up he has no recollection of even speaking to me about it. Surely there has to be a record of what was taken and then the subsequent realisation value at auction/sale? And surely taking the post should just not have happened?

Can anyone help me with an answer to this? We had our landlord turn up with bailiffs for outstanding rent (not disputed) and the bailiff asked me to pay and if not he would take our 'goods'. We couldn't pay and as the business was closed we had no option but to let him. What we weren't expecting was that they literally removed absolutely everything, stock, desks, computers, brochures, our post, product point of sale and water coolers belonging to another company. I raised the question of post and water coolers with the landlord later but he denies any knowledge of it. My questions are, should I have been given a manifest of what was taken and do I have any comeback regarding the post and rental items? Thanks

Hi, I've been reading the forum for most of today and seen some really interesting and useful replies on so many counts that I'm hoping that you guys can give me some advice too. I'm considering bankrutpcy and have no major assets save to say a 1/4 interest in my Mother's home. There's no mortgage on the property and the realised value of my share is approx £50k against a debt of approx £150-175k from a collapsed business. Obviously I wouldn't want to lose my Mother's home from under her feet anyway but she's also in her late 70's, diabetic, has a thyroid disfunction and is in remission from cancer so I feel even worse for dropping this on her. I suppose my questions are what will be done by the OR to realise this asset and how long would she have before it is forced upon her? If anyone has any comments or advice I'd be very grateful. Thanks