tezzaa61
-
Posts
154 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by tezzaa61
-
Thanks for pointing that out, I should have read the fine print!!
-
They are taking £34
-
Thanks so much, didn't realise that. Much appreciated!!! T
-
Hi, from British Gas to iSupply
-
Hi, I've just switched electricity supplier and they debited my bank account for the monthly payment on the same day I switched over to them. As I was expecting to pay a month in arrears this has left me short of cash. Is it normal for them to do that? Doesn't seem right. T
-
thanks
-
Thank you
-
bump
-
Can anyone give me some advice about this please?
-
Sorry for the late reply, no I don't know who it was sold to. Would knowing that be useful? Yes, it's from the letter I send back in February.
-
The estate agent put my property on the market on 26 June at £79,950 Then continually reduced it as follows: 2 August - £72,500 31 August - 65,000 21 Sept - Sold at £62,000 Does the above seem reasonable? I'd appreciate some feedback. Thanks
-
Thanks, I'm going through the information. Do you know how long I have to dispute the selling price?
-
I now have all the info from the SAR. What should I do now?
-
Hi Ell-enn, Thank you so much for posting the text of the letter. It's much appreciated, I'll get it sent off recorded. Thanks Tez
-
Thanks Andy, just tried it again but I still can't access it.
-
Hi, I've only got access to a printer at the library and the link to that document is blocked for some reason. Can you either post another link or I could message you with my email and you could email me a copy, if that would be OK? Thanks
-
Thank you very much. I will get that sent off.
-
I'm not sure, I'll try and find out.
-
Hi, here's the breakdown from the house sale following repossession: GROSS SALE AMOUNT £62,000.00 LESS ASSET MANAGER, SOLICITORS AND EPC FEES -£2,040.92 REDEMPTION MONIES RECVD FROM SOLICITOR £59,959.08 BALANCE ON ACCT BEFORE SALE -£51,034.12 SURPLUS ON ACCOUNT £8,924.96 SETTLEMENT OF 3rd Party EQUITY LOAN -£8,075.40 (@ 9.39% Value of Property (£86,000) Loan taken out August 2010 Property Valued at £80,000) AMOUNT DUE £849.56 (I actually received a cheque for only £796.33!) The house was put on the market for about £76K (may have been £74K or £78K not 100% sure). Anyways it sold for a lot less, £62K. The Nationwide kept reducing the price every 4 weeks or so by about 4K. I was clobbered by the 3rd party Loan as they calculated what I owed them based on a valuation of £86,000! It was valued at £80,000 in 2010. So, my three questions are: 1) Do I have any grounds to appeal the price the Nationwide sold it for? If so what do I do next? 2) Should I challenge the 3 Parties calculation of the valuation? 3) Should I do both? Many Thanks in Advance, T
-
Thanks for all the replies. I ended up being evicted, as soon as I know what the property sold for and all the additional costs I've incurred I'll post a reply.
-
Thanks for all the advice. I'm on my phone replying, so can't cut and paste. A bit more info: The 58k outstanding amount I owe on the property is comprised: 50k to Nationwide, (which includes the 4.5k arrears) and 8k legal charge to a company that provided a loan for property improvements. Re: The market value. I have had different valuations from the two estate agents I've used. The first one had me put it on the market at £79k the second one at £84k. It's been on the market with the second estate agent for about 6 weeks and I've regularly reduced the price down to the current one of £74k. My head is in a spin with it all I feel I should at least submit a N244 to the court to stop the eviction and attend court to put my case for renting out the property.
-
Hi, sorry wasn't clear in my last reply. CAB are suggesting to just allow repossession and then see what funds I have left.
-
Hi, the arrears are £4500. Not sure about the answer to your second question. I cant make any payments at all Im on ESA. After talking to CAB, they are suggesting I just see what funds I have after the sale, if any. And then file either for bankruptcy or an IVA, if that's what its called. I have total debts of about £16000. I do have a rental property to move into btw.
-
Yes it is.
-
Hi, The bailiffs are coming to re-possess my home next Tuesday. I owe £58,000 on the mortgage and the house is worth roughly at least £74,000. Someone that offered to buy it awhile back may be interested in buying it from me but only for £64,000. If I just let the bank re-possess it, are they allowed to sell it for less than £64,000? I did read somewhere that they have to sell it for a reasonable price around about the market price. I also have someone that would rent it, but apparently, as I owe arrears, I couldn't rent it out until the arrears are paid. Is that a legal requirement? I'm just not sure of the best course of action. Any advice will be really appreciated. Thanks Terry
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS