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Everything posted by dekjulie1957

  1. Hi Brig I have read all your posts well almost all of them and find it comforting, many many thanks for your reply I will do this tomorrow as I am at work till late this evening, I offered to pay what I owe and he wanted to pass it onto the home visit team for gbp 65 , I am scared but we will see what happens xx
  2. Hi All I am still being chased by these muppets I received a copy of the agreement from them not an original, which shows I owed gbp 45.31 I know there would be interest on it they are asking gbp 107.31 I have been batting emails back and forth and told them I will pay gbp 45.31 and nothing else, I did lose my temper and said a few things I probably shouldn't lol and then today I had an emails from Mathew saying he was my account manager I told him exactly the same and he was refusing to back down to the point where he said he wouldn't deal with me anymore and has passed my account to the home visit / legal team for possess ??? surely he meant process told him to bring it on I will sue them for trepass report them for harassment as its a criminal offence and call the police as they have no legal obligation to turn up at my home without my consent which they will never have, I also told them if they want to take it to court for the balance of gbp 65.31 they will be laughed out of court by the judge fed up of the emails now just wondered what to do next, I will pay what I owe and nothing more what letters should I send as I will ignore all emails, I don't really want them to come to my house I have threatened them today help !!!! I am worried
  3. Hi renegade I will do that tomorrow the reason I'm scared is that I work shifts and I don't want them to call in the evening when I'm at work will post a reply if I get one do they read emails that people send Thanks for your help
  4. Hi phil Not at the moment they have sold this debt to Mackenzie hall who then sold it to MMF one min I think for Gbp 107 they won't call the next min I panic about it to be honest I have dealt with worse but I'm getting to the stage where I need to sort this out I am getting to old to worry about it hope you get your sorted
  5. and by the way we don't have cats in our street only big dogs one of which I have is a German shepherd l
  6. I have emailed them and told them I will only deal with them in writing and I will forcibly remove them as they are trespassing these emails have have been since August I keep jumping up when I see people drive past or walk past silly really, I have had dealins with a few DCAS and as yet none of them have turned up , my 9 year old grandson live with us and. Don't want him scared if anything happens I have had no response to my emails shall I send letters recorded or will they just ignore them too Thanks in advance
  7. Hi all I need help too I am being harassed and threatened by thee muppets for GBP 107 owed to LS being threatened several times by doorstep visit so scared they will turn up but really for GBP 107 I don't think so ,they called my mobile and work told them the person they were after wasn't on these numbers so they removed them, I don't want them turning up at my door is there anything I can do to prevent this I will pay but on my terms they have ignored my emails
  8. Hi With reference to the above claim, I have defended all can you tell me what will happen next please really worried about this , thanks in adavance
  9. I don't think it will the ppi was only between four and six pound a month, got most of the statements from the beginning tho but not later ones
  10. Do you think we should just accept it and offer a plan to pay as we cannot afford in one go, we not disputing we owe it but they have put a lot of late payment and over limit fees on also there is ppi on it but if we chase for that aqua surely would claim it back I'm so confused dont know which way is best Thankyou for your time by the way
  11. We have not received any letters from Howard Cohen as promised when they called three weeks ago they have not even offered us to sort out a plan the credit amount was for Gbp 750 taken out in 2009
  12. Hi Date is 3rd jun, the reason is as below This claim is for the sum of 1438.50 in respect of monies due from the defendant under a regulated credit agreement pursuant to the consumer credit act 1974 This debt was legally assigned to the claimant and a notice of such was provided to the defendant The defendant failed to make contractual payments in accordance with the terms of agreement. A default notice has been served upon the defendant pursuant to section 87(1) of the consumer credit act 1974 The claimant claims the sum of 1438.50 which is inclusive of interest
  13. I have tried to log in on line but its telling me my claim or password is incorrect, could be that I'm on an iPad Thanks DX
  14. Sorry I have another question the claim form says the claim is for monies due from the defendant under the regulated credit agreement but the agreement was with aqua
  15. Ok but does that go to the court .... And if I defend all will that result in a judgement against us not that that matters we have a bed credit history from previous years
  16. Just want it sorted cant sleep or eat sorry can you advise me what to do on the form
  17. Hi thanks for reply no I am looking at it don't know where to start, not disputing the debt is owed it's the amount, do I just accept it and set up a plan or email Howard Cohen and ask where the lets are they have supposed to have sent
  18. Hi sooooo sorry for late response been ill yes it was 2009'
  19. Ok many thanks for your help, I feel sick thinking about it
  20. Ok thanks don't know if you got my reply I am at work tonight, but it's original amount was Gbp 750 with aqua Lowells are asking Gbp 1485 approx husband lost his job debts spiralled , think he had a default from aqua but not a letter of assignment from Lowells , i think it said issued for non contractual payments, will check the date of the agreement I think was four years ago originally, he will pay part but they haven't given him a chance thanks for your quick reply I just need to know what we can do and need to know what rights if any we have:???:
  21. Hi I am worried , my husband got into debt with aqua, this was passed onto Lowells who passed it Howard Cohen, they have called and said to him they sent a letter concerning this, he replied that he had not received this letter so they said they would send another , he has received no communication from them until a court letter dropped through the letter box today, they called two weeks ago, can you tell me where we stand and what to do next, the amount Lowells are claiming is double the debt, probably interest and late payment charges, I have not been on for while but would appreciate any advice my husband is not refusing to pay but surely he should be given a chance to respond Thanks in advance
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