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About JoshB

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  1. im on the same boat, did you get anywhere ?
  2. Hi Laura, Did you have any joy, I am in the same boat as you and not sure where to start. Thanks,
  3. Hi, I was with the Nationwide and I stopped using the account - its was at £1 or osomething but a DD tried to come out and bounced with over the months added up. I was using my new A and L account so I didnt notice. When I did it was sitting at a couple of hundred pound so I was going to pay it the next month due to pay. When I phoned up I was told I wass defaulted and that is that. When I look at the credit report I was defaulted on the fourth month of the 1st charge which seems really quick. I have been told if I can get the charges lifted the default will be taken off .
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