I've been reading the threads on this site for hours and i can't believe there's so much stuff i don't know
Basically i have lots of debt through unsecured loans, credit cards and catalogues amounting to about £20,000. I did start a plan with Payplan but my husband and i split up and its totally got even worse now. I keep reading about things to do with CCA's , can someone explain what this is? I know i probably seem a bit stupid but literally just stumbled upon this site and its already the most helpful thing i've read about debt and already feeling more positive.