Hi,I have been trying get thru but saying extremely busy and call back,feeling really anxious but need get it sorted, why do you think you have been caught if you have had nothing in writing? How much do you think you have been overpaid? I still can't believe been so stupid and am terrified of consequences but can't go on with the stress of 'they may catch me' so coming clean-know it be hard but rather that than be caught. Are you going to phone? I have also had nothing in writing but think it's only matter of time and everyone eventually gets caught out!! What a mess but so easily done. X H

Hi,I have been trying get thru but saying extremely busy and call back,feeling really anxious but need get it sorted, why do you think you have been caught if you have had nothing in writing? How much do you think you have been overpaid? I still can't believe been so stupid and am terrified of consequences but can't go on with the stress of 'they may catch me' so coming clean-know it be hard but rather that than be caught. Are you going to phone? X H

Hi ,thanks,yeah I know and have tried call tonight but busy,have wrote letter explaining everything and enclosed p60,going up to tax office to hand it in. Will face consequences -just need get this sorted as can't go on. Will update to let you know. It's such a mess and relieved almost that have wrote the letter H x

hi all, i was looking online for some advice as i am in a similar situation which is taking over my life and i have been so stupid. i changed my claim last year from single to joint when i got back with my husband. at the time i gave an estimated income for him of around 14000, as he got bout 280-300 p/w and i (stupidly) multiplied that by 52. his hours were cut and his job wasnt safe and as a result he had to step down from his position and take pay cut. i called and infromed tax credit of drop wages and hours cut and just took his original income and gave them an estimation of half. we were struggling financially and when his his hours quickly got put back up, as his rate of pay had dropped and we struggled I stupidly kept putting it off and off until all these months have passed and I just kept ignoring it. when annual review came through, as I had kept quiet all these months I called and gave them the lower wage I had gave them when i notified them of his hours and wages dropping as I thought I would get into trouble and also our money would get stopped. he eventually got his p60 and we were so shocked to see he earned 35000 from april 2009-april 2010 (8000 was taken off for tax), so again panicking i though there is no way i can call now and give correct details as this is like almost 30000 over the figure i gave them on the phone - i knew i was way under estimate when i done this but never ever did i think it was this much. my husband takes nothing to do with our finances and leaves it all up to me, therefore he has done nothing wrong. he pays about 300 p/w into my account and always leaves bit in his account to cover loan repayments, and money for work etc, i cannot believe the mess ive got myself into and in a panick over this i called and told them we had split and that i was just wanting to make a claim for child credits, i want to get this sorted and aso make clear my husband never gave me this figure but worried sick bout prosecition as i have 3 kids. i want to pay it back but worried what it will entail? could i write them a letter or would i need to see them face to face or talk on phone as really dont think could handle it, and also as it was a joint claim would my husband have to be involved if i admit it was all me? this is making me so ill and i really need to get it sorted but I am terrified. i cant sleep, having panick attacks, im on medication and have sunk into a deep depression, just waiting for knock at the door. i am so ashamed and cant believe how stupid ive been. i have been reading about other people with enquiries similar, but this was not done in error as i knowingly gave them the wrong figure when i renewed but just thought too much time had passed to say and it has spiralled out of contronl!! thanks x