First of all a big Hello to everybody here. I have been hiding in the wings for a while now, and have decided to register.
Anyway, i really need some advice on what to do.
A little background information.
We run our own business, and it is doing very well. The problems i have are my outgoings are more than my incomings, this is due to debt carried over from another business that i had.
CC debt is £37,000, some in my name, my wife's name and in my mother in laws name.
Loans totaling £30,000
Business O/D from old business £16,500
Personal O/D total £