About 25 years ago I arranged a 1st mortgage on my home to fund a new business. I paid interest on the debt only and the principal would have been repaid at a later date from either the proceeds of a life assurance policy or some kind of pension policy that I took out in conjunction with the loan. Two years later(early nineties) the recession hit, my business failed along with my marriage I was left in a property with considerable negative equity. I decided to hand back the house keys to the mortgagor and left to start a new life abroad. I have no idea whether a CCJ