Thats great, thanks for the info its good to have an idea now of how her finances may be if/when we move in thanks you

Thanks for the bereavement link I will have a read through that. So living on her own my mum gets £100 p/w ESA, if me and g/f move in (with a joint income of approx 40,000) our income is ignored for ESA so she will still get the £100 p/w? Sorry to rephrase it in such a way, Im just surprised , presumed there'd be a non dep deduct. I was way off thought all means tested had non dep deductions.

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Hi, I posted once before with a (kinda) related issue. I got some solid info/advice then and now Im back to pick brains again. My main questions are (again) around deprivation of captial/what and when capital is disregarded and also on non dependant deductions A lengthy post coming so thanks for reading. So the situation is My dad passed away last week. Mum and dad were claiming ESA and getting around £100 p/w Mum had been denied ESA has tribunal appeal in January Mum is 53, dad is 57 My mum will receive Approx £30000 from a deferred pension of my dads approx £4000 from a different pension fund approx £2000 from another pension fund my dad had approx £3000 is due to be paid into their joint account which is a redundancy payment owed to my dad. (The company paying the redundancy to my dad hasnt worked for for approx 3 years so hasnt been paid by them – mentioned only to clarify no fraudulent ESA claim – ) how will these payments effect her ESA claim ? I understand some types of payments can be ignored for ESA – am I wrong? What is a bereavement allowance? How long is this paid for? If she claimed this instead/aswell what effect does the above capital have? Currently mum is on her own me and my partner are likely to move in with her, partly for company but also to help out, really she is frail and has poor health. If we move in how will this effect her ESA claim ? Me and partner earn approx £26000 and £ £15000 annually I believe that if she gets DLA following the appeal that this isnt effected by non dependants, is this right? If she was claiming bereavement allowance how would mine and partners income affect this? I feel I should clarify I have no problem supporting my mum financially but she would probably feel better If she still had a source of income that was me. Thanks for all your help v

I did post this earlier in another area of the site, I then noticed this section so i deleted the original and then reposted here - sorry anyway this is the query Hi all, This is my first post so finger crossed this is in the correct section, I feel that that this may be quite a lengthy post but the gist of it is around the deprivation of capital rules. Approx 2 years ago my parent house was flooded and eventually they received a large settlement to cover all the damaged furniture in the house, I’m not sure of the exact amount but it was probably around £20, 000 +. They spent some of this on buying basic furniture, sofas dining table, TV stand, but they never got round to replacing all the furniture and other belongings that they lost. The reason they never bothered to replace non essential items is that they have always been very heavy drinkers but the house flooding led to them being off work with stress led to them drinking heavily all the time (during the day etc). My dad was on long term sick from work, my mum never worked, my dad until recently was receiving full pay from work, but has now lost his job. They now have no income. Both are in very bad health at the moment, my mum is currently in a detox place following lengthy stay in hospital, my dad has just been admitted to hospital with a quite serious alcohol related thing (I dont want to be too specific over some details as they may add up to making them easy identify and for now I would like to keep this anonymous). Neither of them will be fit enough to work for some time, if ever again, my dad could draw on his pension in approx 5 years, but not yet. They own their house so this isn’t an immediate problem, and is one less outgoing. I’m thinking that they will need to look at claiming the following; Esa due to illness that prevents work – not the drinking per se but the health conditions that have been caused by. My mum struggles with mobility and so Im thinking she could claim DLA. And joint council tax benefit. I’m not looking for guesses at whether they will satisfy criteria for the above, except where it comes down to savings. As mentioned above I’m pretty sure they will have over 16, 000 in savings and the capital limits for means tested benefits (I believe) are 6 – 16000. As their saving are from the insurance, if they had used this immediately to replace items then this wouldn’t be treated as if they had deliberately got rid of it i.e deprived themselves of capital to take advantage of benefits. The thing is there is still a lot in the house that they could do to be getting done/replacing, the garden for example was covered on the insurance but never redone, a lot of clothes etc were not replaced. Now they are sober they will want to replace those things, however I want to avoid the situation where they will be penalised for spending money they have. My parents know nothing of the benefits system so if/when they do start spending they will not be doing it to increase the benefits they will be able to claim, which I believe is the test, but is there anything in the regulations that would exempt money obtained as an insurance settlement to replace damaged goods? Sorry for the lengthy post hopefully someone can help Thanks in advance