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winston73

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About winston73

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  1. There's a bit of an on going thread about this. I responded to a poster about an unexpected letter from Welcome Finance about outstanding PPI. I've searched, firstly here, and Google about these refund letters and not found much about them. If you have had or have just received one then please post any success/not successful outcomes to this thread. Thanks.
  2. What a result !!!!! Refund is in my account, within the two weeks I received the letter...
  3. No, this refund was totally out of the Blue, I was not expecting to hear from Welcome again after my claim from another account ( the one you linked ).
  4. No sorry it's not for breakdown cover, I mentioned breakdown as in a breakdown of amounts ( £ ) I.e. PPI, interest, premiums etc.
  5. No. This one is from an earlier car loan I took out with them, from 2003. This refund is for the 2003 account which is closed.
  6. Thanks Derbypub. My situation is different to yours. It looks ( from your 1st post ) that my letter is similar to yours. I have only, last few days, sent my return letter off so I am still waiting. I did ring them up on the day I received the letter and the bloke at welcome said I was due monies that was stated on the breakdown sheet. Sorry to hear you were not due any loot back. If it's ok I will let know if I get a result. At least if anyone that receives a refund letter off welcome saying they are due a refund then they can add to this thread.
  7. I was replying to the OP if they received their refund.. why do I need to start my own thread ? If the OP wants to see a copy of my letter then they can. Btw, the letter has Welcomes heading and address on it.
  8. Mmm... Just been on the Fos website and it says that if PPI has already been paid out then the undisclosed commission would have been paid out, this was over several years ago now so I have no records. The letter I got today has a breakdown of calculations and mentions no commission payments just PPI and interest. I hope the OP replies as I would like to know if they got their refund.
  9. https://www.consumeractiongroup.co.uk/forum/showthread.php?490294-Received-A-Letter-From-Welcome-Offering-To-Give-Refund&p=5172113#post5172113 Hello. What was the outcome of your refund ? Did you get it ? I have received one of these letters today offering a refund. I was surprised as I think they already knocked off the PPI from my original claim from about 8 years ago.
  10. Hello. What was the outcome of your refund ? Did you get it ? I have received one of these letters today offering a refund. I was surprised as I think they already knocked off the PPI from my original claim from about 8 years ago.
  11. Well I have heard nothing from the council with regards to my payment plan that I submitted last week. My case was put on a 7 day hold which ends tomorrow ( Friday ) I rang them up just now to find out how it was getting along. The lady told me that they are still looking into it and usually takes around 2 weeks for some kind of decision to be made. I explained my case was on hold for 7 days and what would happen after that with regards to the bailiffs turning up and she couldn't give me an answer. I'm now a bit worried what will happen after tomorrow. Will Jacobs come knocking again ? Or will the council keep it on hold until they have made their decision. Thanks.
  12. The letter was posted before my daughter went downstairs at 6.30 this morning with the £110 on it. I'm in the council office Monday afternoon to submit my other expenditure form so I will query it then.
  13. The heats off for 7 days, any action has been put on hold. The council recovery dept. Sent me a means form to fill in for which I've done and handed back in as there is some payments I've missed for this tax year. I did all my deductions and offered them a 10% monthly payment & on Monday I will hand in a means form for Jacobs @ 20%, so 30% of my net income. This is around £84.50 a month in total. So I will have to wait and see. I will update as and when.
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