i have made the mistake of simply enquiring about a loan with no worries loans, and after reading reviews such as these i told them i was not happy to go ahead with anything and told them not to debit my account as i did not have the funds anyway. the following friday i had 79.95 debited from my account! i also tried to contact them without any luck and alot of time listening to cheesy music before i finally got through to someone who had no record of me at all on the system. i have written them an email and am now getting whoever has been edit by this company to get together and sort it out. we have a much higher chance of gettin our money back and stopping this happening to other people if we get together in the masses (which im sure there are!) if anyone would like more information on this email me on email removed