Hi all and good evening. This is my first ever post so be gentle with me! J
AND..apologies if this is the wrong place...wasn’t quite sure where to put it.
Ok so here goes...in 2008 I lost my job (it happens, life goes on). My job was very stressful and hard and losing it tipped my over the edge. I suffered with my mental health and was actually really poorly. Luckily I had a wonderful family who supported me and got me through. However, during this time of ‘mental instability’ I thought it was a good idea to get some training and start a new career so I found this company called OLCI (OLCI Construction Training & Building courses 0800 058 2848.) who offered me exactly what I thought I needed. A fresh start and new beginning. I didn’t really understand the implications of what I was getting myself into and basically (in a nutshell) they secure a loan for you from BPF which pays the course fees and then you pay BPF monthly loan repayments. After a few months and not really enjoying what I was signed up for (coupled with my recovery) I realised I’d made a terrible mistake and wanted to quit the course and move on. However, they said this wasn’t possible and as I had the agreement with BPF I had to keep paying the money (which amounted to around £4000!!). Even now I continue to pay for something I don’t access and as my circumstances mean I am currently unemployed they still demand money and have threatened legal and court action against me. My partner believes that they sold me something on an erroneous sale but I cant find any information on this or I don’t know where to turn. If I have shafted myself and I have to keep paying then so be it, its my own fault I guess, but my partner thinks that I didn’t really know what I was agreeing to and by the time I did it was too late.
Does anyone have similar experiences or know what to do or even if I can get my money back and stop paying? I would be most grateful for anything you might have to offer!!!
Thank you everyone