thank you your time and effort it is greatly appreciated thank you

how do you prove a cars not yours? you can prove goods are n`t with receipts ccas and such but you have nothing to say the cars not yours

thanks she will do the letter for jacobs even though they should have done the check first. Now I am going to complain to the council and Jacobs on my own behalf as they have caused me undue stress and ? as I cannot now visit my daughter as I am in fear that they will carry out their threat to illegally seize my car and use this as a way of coercing her to make payment agreements she can not afford

Greetings, I loanded my daughter my car to do shopping, she is a single mother with 3 children and on benefits,as she pulled up in the drive today a bailliff approached her about an outstanding coucil tax bill of £282.96 and ask for payment, she could not pay the full amount,he then asked could he come in and discuss payment she said no,he then said he would take the car to be sold, he was infomed that it was not hers, his reply was I`ll take it anyway its for you to prove it`s not yours, a few minutes later he put a notice of seizure of goods through the door with my car details on, he also added £32.00 levy and walking possession fee to the bill.It states on the notice that unless paid in 5 days it will be sold. 1) How do I get this removed? 2)Who can I complain to about this as this is an illegal notice of seizure (is there an ombudsman ?) 3) if there are any scribes out there who could draft me a letter of complaint I would be most grateful

greetings,just had a statement from my bezzie mates at welcome,since vt the car the accounts been with compliance while I claim back the ppi,now I find that the shortfall has increased by the addittion of charges 14 phone calls 3 letters {told ya there my bezzie mates}do I deal with this now and tell them to remove them or wait until the ppi is sorted and just keep winding Jim up when he rings?

sorry to jump on your thread but how can they reconstruct an agreement from other data?they may have standard t/cs but like welcome they will have different fees interest rates an so on for different clients,so what if the reconstructed one is nothing like the copy that you where giving at the point of sale and you still have?

is it normal for an insurance policy to run beyond the term of the loan i.e loan term 36 ppi 36 months lifecare 60 months

I was thinking more along the lines of my statutory rights regarding cancellation,its hardly my fault its took them 2 years to send the policy schedule out. I see what you mean about the strokes they pull, a while back there was an unathorised withdrawl from my bank account so I had to close it and set up a new one I informed welcome and told them as soon as it was set up I would put the d/d back in place, no prob they said the payment was 3 days late so the rsoles charged me £25.00

Ive had a personal loan with welcome running for two years, I`ve decided to claim back the ppi,going through the paper work I`ve noticed there is no policy schedule , policy number or terms and conditions for the ppi,Today i got in touch with welcome and the insures who have said they will send them out,now the question is if its the normal welcome policy schedule booklet it states: this insurance is optional you have the statutory right to cancel your policy during a period of 30 days from the day of purchase of the policy or the day on which you recieve your policy,whichever is the later, would I be able to cancel and claim back all premiums paid and if so who do I deal with welcome or insures?

My friend had the same response from the fos, she was told by welcome no ppi no deal, she held two jobs one as a civil servant 37 hours a week, the other as a carer 30 hours aweek as a civil servant she gets paid while off sick so the sickness part was not much use and she would have to lose both jobs for any unemployment benefits as both jobs are over 17 hours per week yet the fos deemed the policy was suitable for her needs,I would like them to explain how she could claim on these policies,welcome also neglected to inform her that she could obtain these policies if wanted else where, FOS ARE YOU WELCOME IN DISGUISE

so what would happen if your loan was paid up and you found secret commissions had been paid?

hi just jue I`m a newbie here and have just been browsing some posts yours caught my eye. I was given guardx as a gift as I was a first time customer the guy ask me to sign for it to prove to guardx that they where handing them out to new customers and where not just gathering dust in a stock room and like an idiot a signed without reading it now seems that I was conned out of £300 what a crafty barsteward

Greetings all, in feb vtd my car with welcome, there was a short fall of about £1500 this was all made up of insurances, after the usual threats and harrassment off the retard squad about paying this off I decided to claim back the ppi which I had being paying at £57.43 a month as this was misold this complaint is now with them.I have now been advised that I should have claimed back all the other policies at the same time i.e mechinacal breakdown, lifecare so the question is can I claim back these policies as misold and if so should i wait until the ppi is resolved or put a claim in now thanks in advance for your thoughts