Jump to content

 

BankFodder BankFodder

jasonc488

Registered Users

Change your profile picture
  • Content Count

    22
  • Joined

  • Last visited

Community Reputation

1 Neutral

About jasonc488

  • Rank
    Basic Account Holder
  1. The value of the card was £25. I purchased it last Thursday 20th. I did a search online and it seems it's not just me having this issue.
  2. I purchased a nintendo e-shop voucher from Argos and then added to my nintendo account.
  3. Hi all, I once again need your advice on where I stand with this query below. Your input is very much valued. Any advice would be appreciated, thank you in advance.
  4. Hi All, I need some advice on the following for a family member and I hope someone can help me. What is rules/regulations on the scenario below: Family member declared bankrupt Feb 09. Phone bill date Jul 09 now with debt collectors. Am I right in believing that because this bill date is after the bankruptcy, it does not get written off. Any advice and input would be much appreciated. Many Thanks Jason
  5. Great News!!! Thanks to everyone's help especially DonkeyB, I now have closure on the account. Lowell wrote: Your account is now closed. We have today reviewed your overdue account. We have discovered that section (5) of the limitation Act 1980 now applies to your account (this relates to the amount of time passing between now and the time you incurred the debt) and we will no longer be asking you for payment. We will not send you anymore letters and we have now closed your account with Lowell. Yours sincerely. Thanks again DonkeyB and everyone else.
  6. OK, I will do just that. Many Thanks for your help. I really do appreciate it. I will post outcome when they reply back. Many thanks again
  7. Hmm... What would happen if I just left it? Would they keep chasing? DonkeyB, Im not sure how to approach a complaint and am I complaining directly to red?
  8. Hi DonkeyB, Any advice on what I should do next regarding this? Many Thanks
  9. Hi All, Just got a reply from red DEBT collection services today dated 08 Nov 2010 after sending my statute barred letter. Thank you for your letter, concerning the above account. Your account is not legally unenforceable under the Limitation Act 1980 on the basis that a default notice was served on you by Capital One on 8th Oct 2007. Section 5 of the Act mentioned says that following the date when a cause of action arose for payment of the debt, any creditor such as Lowell Portfolio I Ltd has a period of six years to enforce such a right to payment. The date of the default notice is when the debt in this matter became due for payment in full and the period from which Lowell Portfolio I Ltd has to enforce their right to payment in the absence any payments or written acknowledgements being made by you in between this date. We trust this clarifies the situation and look forward to receiving your payment proposals. Yours sincerely. Does anyone have any advice on this please. Many Thanks in advance.
  10. Hi, Do anyone think I should send the statute barred letter now? Many Thanks
  11. Hi All, Just got a another letter from Lowell today. Dear Mr We write in respect of the above debt, which, as previously notified in writing we have purchased from Capital One. We are now entitled to receive payment of the balance of £1172.49 from you and enclose a copy of your statement as requested. Neither Capital One nor ourselves are aware of any reason for non-payment. Please kindly make payment of the outstanding debt or contact us within 7 days of the date of this letter to agree acceptable payment proposals, failing which we reserve the right to instruct our solicitors to issue legal proceedings against you without further notice. Yours sincerely. Customer service. Please can anyone advise on my next step, would really appreciate this. Many Thanks
  12. Hi all, Thought I'd post a quick update, received a letter on 09/07/10: I received a letter from Lowell themselves and not Bryan Carter. The letter states the following. We're looking into your query Thank you very much for your letter. We are now looking into your enquiry and will be in touch shortly with an answer. We can't give you an exact date, as we may have to get information from other departments and outside companies. But we will get back to you as soon as we can. Please do call us In the meantime, if you would like to talk to us about this or anything else, please do phone us here at Customer Services on 0844 844 4716 Yours sincerely. Do I wait for a following letter from them to see what they say. Does anyone know what the outcome of this will be? Many Thanks
  13. Hi DonkeyB, Many Thanks for your help. I have deleted parts of that template and below is what I will be sending. Do you think this is sufficient? Many Thanks again, really appreciate your time and help on this matter Dear Brian, You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that I have no knowledge of any such debt being owed to Lowell Financial Limited. I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question. I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question. I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions. I look forward to your reply. Yours faithfully
×
×
  • Create New...