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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Heretolearn

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Everything posted by Heretolearn

  1. Heretolearn
    or you mean the date you've GOT to file a defenceicon by? this If I received the claim on 11/07 , my defence has to be in by the 11/08 / yes?
  2. Heretolearn
    Does the defence date start from when the receive it...acknowledge it..?
  3. Heretolearn
    Yes , sent a week ago
  4. Heretolearn
    Hi No , did not upload and gradually reading my way around those threads you suggested as well, i.e self help
  5. Heretolearn
    Thanks Andyorch
  6. Heretolearn
    Oh , do I need to upload the letter CPR 31:14 Request I sent to the mol website? Hi , if claim was issued on say 11/07 , how long will I have before defence needs to be in...the 14/08 ?
  7. Heretolearn
    Hi yes Acknowledgment of Service - Summary I intend to defend all of this claim
  8. Heretolearn
    I sent CP 31:14 , can you advise what will happen now? or any idea of what may happen Thanks
  9. Heretolearn
    Apologies for delay okay word for word verbatim Particulars of claim 1) The Defendant entered into an agreement with Orange under account reference 12345678 (the agreement). 2) The defendant failed to maintain the required payments and the service was terminated 3) The Agreement was later assigned to the claimant on 01/12/2016 and notice given to the defendant 4) Despite repeated requests for payment, the sum of £2,100 remains due and outstanding. and the Claimant claims a) the said sum of 2100 b)Interest pursuant to s69 County Courts act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.458, but limited to one year being £80.49 c) Costs
  10. Heretolearn
    don't want to sound thick Is the case number the claim number? Ok now sending CPR 31:14 using the case number as claim number Thanks for alll help so far really appreciate it
  11. Heretolearn
    Name of the Claimant Lowell Portfolio ltd Date of issue – . 10th July 2017 What is the claim for – Particulars of claim 1) The Defendant entered into an agreement with orange under account reference 12345678 (the agreement). 2) The defendant failed to maintain the required payments and the service was terminated 3) The Agreement was later assigned to the claimant on 01/12/2016 and notice given to the defendant 4) Despite repeated requests for payment, the sum of £2,100 remains due and outstanding. and the Claimant claims a) the said sum of 2100 b)Interest pursuant to s69 County Courts act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.458, but limited to one year being £80.49 c) Costs What is the value of the claim? 2,100 Is the claim for - a mobile phone account When did you enter into the original agreement before or after 2007? 2012 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Only from the debt purchaser in 12/ 2016 not the original creditor Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? Through injury and hospitalised for 10 months did make token payments in this time What was the date of your last payment? 2014 Was there a dispute with the original creditor that remains unresolved?No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? Yes
  12. Heretolearn
    ok , thanks will do
  13. Heretolearn
    Hi Guys Well I have finally been sent a claim form N1SDT Would I be best to send a letter copying http://www.consumeractiongroup.co.uk/forum/showthread.php?473809-Lowell-Lowells-Solicitors-Claimform-old-Orange-mobile-debt/page6 post 108 or do I need to go online and post this up,,,I have not requested any CPR from them , In fact I have had no contact with lowells at all
  14. Heretolearn
    Also do I need to CRA or SAR EE , to find out when they defaulted /and what charges. or wait till the DCA comes back to me...
  15. Heretolearn
    Thanks , ok , will wait for the DCA's next move...
  16. Heretolearn
    Hi Thanks What do find strange is reading lowells letter about EE having sold the debt , in the guff they have written , it says EE Limited has registered details of an unpaid balance on your credit file in the form of a default...but they have not...I checked all credit file agencies
  17. Heretolearn
    Any idea where I go from here...do I wait for lowells and then apply what this poster has done http://www.consumeractiongroup.co.uk/forum/showthread.php?473809-Lowell-Lowells-Solicitors-Claimform-old-Orange-mobile-debt/page3
  18. Heretolearn
    Okay , just called them , last payment was in dec 2014
  19. Heretolearn
    Hi , before I make the call. just want to enquire, will EE place a default on my file as I have got in touch with them?
  20. Heretolearn
    ok , will update here, once Ive called
  21. Heretolearn
    Ok will give them a ring....willl they inform lowells of the call...?
  22. Heretolearn
    So what is the best way forward...ignore them...and wait to see if they issue a CCJ claim ...once issued will that appear on my Credit File ?, and thanks again
  23. Heretolearn
    But can they take this court... even if I just ignore it...I assumed the account had to be showing on your credit file...for them to take control of it and default it
  24. Heretolearn
    oh and thanks...much appreciate this help
  25. Heretolearn
    What if EE cannot give me that info ...and can lowells still chase me ..?, even though they said they will check my credit file in one of the letters they sent the one before they decided they said will take legal action...

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