Hi Having problems with this company at moment. Took out £3500 loan with them 3 months ago. Made 2 payments then lost job. Only missed 1 payment but have now had a letter from them saying I've ignored their request for payment and they are terminating the agreement, and I must pay them £11,375 by the end of this week. Just to reaffirm - I have only missed 1 payment. Not sure whether to laugh or cry - if I can't afford £460 missed monthly payment where do they expect me to get £11375 from? Am I within my rights to hise the car in case they come to take it? Would this then mean they would have to take me to court - I would happily go to court with them. I'm in shock. Got home from work (have new job now) too late to phone them tonight but I'll call them tomorrow. Any advice welcome