Hey guys, im new and have been reading through the brilliant info on the site, I need a little advice... My father recently passed away and had an unsecured personal loan, does this need to be paid back by my mother? I rang the loan company and advised them of my fathers death, i have also sent them the death certificate, this morning i recieved a letter advising me that the outstanding balance needed to be repaid? With regards to my fathers "estate" ... the house, which my mum still lives in was jointly owned, her car is in her name, all bank accounts were in joint names and to the best of my knowledge the savings they had were a few thousand in a joint savings account. Can anyone advise where my mother (next of kin) stands? cheers,