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About tam_tam21

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  1. I never actually got anything in writing (i know stupid!!!!) but it would all be on the systems that the debt was written off and i have emails and texts from my manager. What im desperate to know is if they can legally not pay my owed holiday and use it for this debt? i thought they can only use this with my permission?!
  2. Hi guys, Any help or advice anyone can give would be amazing!! and i apologise in advance for very long post - really hard to explain!! I have worked for a very well known company for the last 3 years without a problem. However i had my first child in November last year and have been of on Maternity leave since Oct 09, now i was supposed to get paid my normal wage monthly until Jan and then it was to be dropped to stat mat pay, but i carried on getting paid my normal wage in jan,feb,march and april - it was soo confusing!! i wasnt recieving any of my wage slips and was calling m
  3. Hi all, Right after discovering this fantastic site ive just spent the last hour ( fun i know) going through my bank statements from jan 09 - may 10 to see what charges i had recieved with my overdraft. I moved into my own home in march and since then my overdraft has been steadily increasing, when ive been skint at the end of the month, food, gas, electric etc it is now £2700 and i live in it constantly as my wage is only just over £1000 pcm, anyway to cut along story short i have been with collections for the last 3/4 months and its dropping by £70 p/m. However i seem to go over th
  4. ok recieved the reference number: #2467486
  5. right...im with you now, thanks again i shall keep you posted!!
  6. aha yes, lol sorry thanks guys, i shall send the letter off tomorrow and see what happens, if they cant give any of the info, what happens? or if they just send me a letter stating the debt is with vodaphone and how much for what do i do then? ask for a breakdown of charges etc?
  7. brill thanks cerberusalert, is there a template for a 'prove it' letter? and shall i send the £1 postal order?
  8. hiya, i think im jumping in feet first on your thread but im not sure how to start a new one?! im also being chased by the very popular bryan carter 'people' and have recieved a 7 day final notice to pay up??? the debt relates to a mobile phone contract i cancelled about 3 years ago, i disputed a monthly bill for months with vodaphone and got no answer, so cancelled the dd and forgot about it after moving house, having my first baby etc, and then out of the blue i recieved a letter from fredrickson saying they confirmed i lived at this address and to pay £908.01.....how the hell they got
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