ok thanks i will get straight on it thanx for all your help

the overpayment of housing benefit was from when i was on job seekers allowance about 3 years ago i have not claimed any benefits since with the money i earn due to having 2 jobs so that i can clear my debt i can afford to pay 300 a month but the charges are awful and the letter states it has daily interest of 6.40 and i spoke to the main office and they would not take a payment plan cheers Sammy

Hi Rae no nothing in my house apart from laptop as the rest is owned by the landlord someone gave me a surround sound set that i didnt want so they are more than welcome to take that lol i have no jewellry that is worth anything my phone cost me £50 and doesnt work well due to dropping it down the loo the same week i brought and i do not own a car as i am quite happy to walk everywhere so there is nothing for them. my landlord has kindly written a letter stating he owns everything in the individual rooms and the rest of the house and if they want to talk to him they can but his time may be charged for

the debt was for a property i was living in a couple of years ago i started making repayments last year but had to stop and defaulted. is there any guides in regards to filling the form out? and do i need to get legal assistance in this? sorry im not very good at this sort of thing and have never taken action against anything in my life but this has scared me to death and have spent most of the day in tears well until recieving your advice which is greatly appreciated

hi i was not aware of ccj and have no paperwork stating this. It is a personel debt for housing benefit overpayment. i live in rented shared property and own no furniture just my laptop which i am still paying for with brighthouse so i am assuming as long as i dont let tham in they cannot take anything? i have not signed any agreement with sherforce. further advise would be gratly appreciated thanx

Hi i was rudely awoken this morning by a high court enforcement officer who had a warning notice for a debt i was aware of but was not able to start repaymentstill next month but failed to notify the original debt office. the officer passed me the letter which states my original debt being £919.08 but after charges is now £1910.90 the paperwork states it is notice of legal control of goods this is the first contact i have had with this company or any contact since a letter from original people i have debt with since Feb this year. I tried to speak to the head office who advised pretty much its tough you have to pay full amount within 24hrs or someone will take my property i have tried to offer repayment of £300 a month but will not take this i really need some advise if anyone can help it will be greatly appreciated cheers