Hi i was at set aside hearing on 4th August with Westcott. This hearing went against me, and the costs to pay were £105. i am reapplying for application for set aside as i have sent off a CCA request two weeks ago and they havent sent that, and I have a Subject access request in to them too, even though they asked me to fill in a form. They have about 35 days to respond with that. I am going to send them the letter on here for when i have not received a CCA request ( anyone provide link pleas) and my main defence is going to be this CCA and possible Data protection issue, and legality if they cant provide the CCA. My main problem is that the letter for costs I got today is for £705.75!!!!! and i heard in hearing £90 or so plus vat. So where the hell can the other stuff come from, you think it a mistake. I cant pay 700 quid by 25th so if i get my new set aside application in before do those hang until result of other one. and if i cant pay costs what happens.

Sorry Martin was on phone access yes she said the fact it sent to last address good enough it served

So do I Reapply for set aside or contest this as Wescott not supplied cca info to me and conviently sent it back today asking me to fill in form, which isn't necessary as we know... And this prejudice my defence

Well Wescott asked for costs if the judgement was against . And there agent asked for 105gbp for costs and Judge said payment of that by 25 August

We I attended court and Westcott had agent there. Judge went in favour of Westcott and there printed records. Their agent stated before they had not had my cca request and payment this was before hearing, I produced the payment from postoffice and recorded details. She said oh have you not received it back as you need to fill in a form. That is rubbish my letter off here is enough. Judge said as they only got this on 30th wouldn't give them enough time to reply, but a cca should be able to he sent out very quickly if they got it. I mentioned the subject access request, and she said seems to recall a case when a assumed trail of paperwork was ok. I started to mention that as no cca then I can't and court can't see if enforceable. Mentioned the appeal court case on here with sections 61. One part of my defence was that never got court paperwork only judgement, she said the fact it sent to last known address good enough that served. I questioned with agent why IND sent out letter and they Wescott and Network soultions same company, not as she said a collection company for wescott. So at moment I reapply for application after I got cca info from wescott. Or can I appeal on this as prejudiced due to wescott not providing me info and cca.

sorry hearing is 4th August (today)not 10th

yes sorry wrong day today 4th august is day

in archive they full size

i posted them as zip file to

i know thanks had a load of stuff rl going on, course, works comittments and mariage issues

because i was paying them i think 10 per month, my bank account got closed down and i was in spain 3 years. but they only provided those paymentson word print out nothing oficial

In Court Today With Westcott I Attach There Witnes Statement. I Originally Said That No Knowdlege Of It, Letter Sent Before Court Case., No Reply. And That Of Statute As 2002 With Hfc. Westcott Have Doubled Debt To 3400 With 1600 Interest. I Have Sent Cca Request And Subject Access Request, As They Say They Looked At Records, But Al They Listed Payments As Is A Word Print Out. Questions I Have Is If Westcott Not Got Ca Tru Copy Is Case Gone. And Is It Legal For Them To Take Over From Hfc As I In Agreement With In 2002. Does This Mean It Statue. Westcott Say I Make Payment 2006 Help Needed Urgent Archive.zip

So do i ask to see the alleged eveidence they got, i think I have seen a letter with this one. I need evidence or lack of it for court

I am doing that now thanks Keep you posted

Hi, I have had two phone calls that is missed from Lowell which i missed and a letter from them saying that i owe money to a Capital one account. I am after advice, as i cant recall this alleged debt i was going to send them the i dont know about this debt letter recorded and await response. You think this is best course of action.

Ref Old thread http://www.consumeractiongroup.co.uk/forum/legal-issues/258512-help-court-action-defence.html I have hearing set for 10th August and would like to ask what should i demand from Wescott, should i be all evidence, agreement and all records and is there a good letter for this. This is statue barred as far a i can see anyway.

I have got a court hearing now of 10th August. Should i ask Wescott to provide all evidence agreement etc. Any links to that letter

This should not have been issued should it? Baliff said mine wasn't computer when that was issued and provided I attend hearing that would be recinded. Set aside takes 7 days?

They said was issued on 7th May by claimant. I stated I had receipt from 6th May for set aside application. Warrant says 10th May. He has communicated with other department now.

I handed in the form and on 6th May and they said should hear from court in 2 days. Got a letter today saying warrant of execution.

Thanks on way to hand in now

Thanks Very much Postggj jsut one other question in box 10 where all the info you gave me goes do i sign the statement of truth as well as box 11

Does This Goe In The Box For Section 3

so it that all i have to do

Heres page 1