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luca32

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About luca32

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  1. Hi everyone, I hope you can help! I'll try to be brief with the background but in a nutshell: I lost my job nearly a year ago and like a fool every penny I could get hold of doing bits and pieces of work here and there went on my debt. I have 3 creditors, M***, Bar****card and Next, I've never missed my Next payment but missed 2 on B********d recently. WOW are they on the ball!!!! Text messages, phonecalls, letters! What an awful awful bunch they are! I underpaid by £3 the other month and they were relentless, anyway, M*N* have just this month hiked my interest rate up tp 29.9% I'm absolutel
  2. Hi everyone, I hope you can help! I'll try to be brief with the background but in a nutshell: I lost my job nearly a year ago and like a fool every penny I could get hold of doing bits and pieces of work here and there went on my debt. I have 3 creditors, M***, Bar****card and Next, I've never missed my Next payment but missed 2 on B********d recently. WOW are they on the ball!!!! Text messages, phonecalls, letters! What an awful awful bunch they are! I underpaid by £3 the other month and they were relentless, anyway, M*N* have just this month hiked my interest rate up tp 29.9% I'm absolutel
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