Jump to content

vrockie

Registered Users

Change your profile picture
  • Content Count

    21
  • Joined

  • Last visited

Community Reputation

1 Neutral

About vrockie

  • Rank
    Basic Account Holder
  1. Hey Bazooka you wont believe this. I sent the DCA a letter stating that we still require a breakdown and any further comms will only be accepted in writing. Received a reply the other day, exactly the same letter as recieved before except the amount owed and a paragraph added in which says (and spelling mistakes and grammar are as letter) THNK YOU FOR YOUR LETTER OF 25TH JAN. WE NOW ENCLOSE A (added in at this point in pen "copy of a") DETAILED STATEMENT AND LOOK FORWARD FOR YOUR PROPOSAL AS PROMISED OF SETTLEMENT. (added in pen "please") The breakdown of the sums owed was
  2. I couldn't agree more Boo, my daughter could put together a better website at age 11. Your views of them are exactly what I thought when I recieved their first letter and checked their website out, I still cannot believe that this guy reckons on being a chartered accountant AND a barrister, when he can't even put a sentence together grammatically. Did I spell that right? If not, I am going straight to the Wise & Co school of law! On a more serious note, should I write again stating that I still want a breakdown of monies owed. Would it also be worth adding one of the template let
  3. Hi Bazooka, I wasn't looking at the IVA forum - more the bankrupcy. I will try to explain my situation. My wife ran a franchise for 3 years (sole trader) which has ceased trading just before christmas. The business left debts of £8600 to RBS on an overdraft, £1000 to Lloyds an another overdraft and £6500 to the franchisor for stock. She also has liabiliy to the landlord for rent for the next 2 years at £12000 per year and the franchisor regarding broken contract which I expect them to sue for around £24000. I have been supporting the business to the tune of around £50k made up o
  4. Hi All I have a thread on the Formal Solutions: Bankruptcy, Administration Orders and IVAs Forum called Voluntary or Involutary. My wife has had first phone call from DCA and I would appreciate some advice to next move. Thanks in advance
  5. Hi All, Its gone a bit quiet on here, if anyone could advise me on the current situation I would really appreciate it.
  6. Thanks hatesdebt Wife had first phone call from the DCA on tuesday (bring back hanging I say) anyway, basically they are refusing to reply to my letter asking for a breakdown of disputed debt charges, also saying that my MP has no legal right to advise me and will be going for a court order in 7 days if debt is not paid. When my wife said she was not willling to discuss over the phone they said if she wanted a letter it would cost an extra £400 on our debt each time a letter was sent out. Can you advise if the are any legal process which the DCA has to abide by as in time scales, ans
  7. Hi all, apparantly the law was changed recently and the landlord cannot chase the original leaseholder anymore, only something I heard down the pub so no proof. Anyway the landlord is beng very co operative about the lease and is not chasing me at the moment, my wife regularly keeps him up to date and they seem to be fine, so could we get back to my queries above please if you have any advise, thanks
  8. Copy of letter recieved Watson Hope & Co Accountants Po Box 2960 London NW3 7HX Tel: 0208 84588864 debts@awise.demon.co.uk Ref: xxxxxxxx Dear Sir or Madam Re: OVERDUE ACCOUNT xxxxxxxxxxxx £9000 We are debt collectors acting for xxxxxxxx xxx in relation to the above. The debt has not been paid despite reminders and we are now instructed to collect it from you forthwith. If you have reason why not to pay your debt please will you advise us immediately. Otherwise would you please now make out your cheque for £9000 and send it to this address
  9. Well, we have now closed the business and have received the following letter from the franchise's accountant who is acting as a DCA and they are threathening bailiff action, please could someone advise what the next move is. I have just replied stating that the account is in dispute as they have added an extortionate £3000 to the bill for manuals, signage and the till which I have also agreed to return at their convienence, and I have mentioned that the case is being looked into by my MP and also for a breakdown of the debt. What I need to know is will they continue to send bailiffs
  10. May also need a bit of advise on attaching the letter so will type it out Watson Hope & Co Accountants Po Box 2960 London NW3 7HX Tel: 0208 84588864 debts@awise.demon.co.uk Ref: xxxxxxxx Dear Sir or Madam Re: OVERDUE ACCOUNT xxxxxxxxxxxx £9000 We are debt collectors acting for xxxxxxxx xxx in relation to the above. The debt has not been paid despite reminders and we are now instructed to collect it from you forthwith. If you have reason why not to pay your debt please will you advise us immediately. Otherwise would you please now make out
  11. Well, we have now closed the business and have received the following letter from the franchise's accountant who is acting as a DCA and they are threathening bailiff action, please could someone advise what the next move is. I have just replied stating that the account is in dispute as they have added an extortionate £3000 to the bill for manuals, signage and the till which I have also agreed to return at their convienence, and I have mentioned that the case is being looked into by my MP and also for a breakdown of the debt. What I need to know is will they continue to send bailiffs
  12. It now looks like wife will go for bankruptcy as there are too many unknowns with CCJ and Charge Order, we dont want the unsecured to become secured on the house. Her biggest issue with this at the moment is can she keep her car that is on HP. She went for the scrappage deal about 5 months ago and took out a HP with Toyota Finacial Services - total hp is approx. £8k with only 4 payments of £167 made. Does anyone have any dealings with Toyota FS and will they take the car back even though I am prepared to fund the payments?
×
×
  • Create New...