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About surreyguy

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  1. Its a single premium ppi policy though so percentages dont actually matter.
  2. Am I on the wrong site? Have I not seen many MANY people get help with their refund calculations? I saw you directing me to your link the first time you posted it!
  3. Its actually link number 1... However , Its not a link I asked for , its someone who is handy at doing the calculations to have a go and see if Im calculating it right !
  4. hopefully he sees my post and can help me out.
  5. Hi everyone. I have been told theres several people on the site who are very helpful with ppi refund calculations and so I am wondering if I could ask for some help. I have a loan with GE money and they have agreed that my ppi was mis-sold. As it was a single ppi policy - as in the amount of the ppi was just added to my loan as 1 amount the letter from GE states that my refund will be equal to the price of the original ppi + associated interest + stat interest at 8%. Is anyone willing to have a go at the sums for me lol. Loan taken out Dec 2006 Loa
  6. Having "been there done that" where self representation at a tribunal is concerned , i just want to point out to others who may be reading that representing either yourself or a friend / relative / other at a tribunal is not as bad as you may think it will be. For those who have the luxury of representation either by way of household insurance legal cover or union legal cover then i would say excellent ! Make full use of the legal experience. But in saying that , we did not have this option available to us in my Partners case but i went it alone and am glad that i did ! It was a
  7. We lost our case .. you do realise that dont you ? Just seems a strange post !
  8. I would say the fact that you were not offered an appeal is a big flaw in the statutory procedure ! Are you just at the beginning of the tribunal route ? Is there anything i can do to help? Having just been through it myself i would be more than happy to help out if i can. Do you have a legal rep ? If not have you checked you're house insurance policy ? A lot of policies offer legal cover as standard and sometimes people dont even realise they have it. Worth checking and remember , if i can help in any way just ask . pm me if you would rather .
  9. Hey peeps ! Some may not believe this but i have not been getting email notifications that people have been posting on this thread ? I did however receive a pm from a user and that is what alerted me to come on and up-date. Apologies to all who have been awaiting the result. The panel took quite some time to issue their decision on the case and believe it or not the decision arrived only last thursday. It wasnt the good outcome we had all hoped for and to be honest it's not the one i thought we would receive. The case was decided in favour of the Respondent. We di
  10. UPDATE - Hi to all . Ok , an update. The case is now finished . We managed to get our submissions squeezed in on Friday afternoon at the very last min . Just finished at 4.20pm. I had been feeling very very confident up until my partner was called to give her evidence. Now , because i know my partner , i know that she was finding the whole situation very stressful . I knew that every word she was saying was the truth as i have been through this whole horrible situation with her from the day she was suspended BUT i have to be honest and say that she fell apart during the cr
  11. hI ALL. No offer of settlement was made on the first day of hearing im afraid. We have just completed our second full day and in my own opinion things arent going too badly . It is nt as nerve wracking as i expected. The judge is taking our non represented status into consideration and explaining things to us if he feels we are not understanding the process. As mentioned before , the hearing was listed for 10 days , the judge has now recommended that the case be shortened to 5 days so it is expected to be finalised on friday of this week . This is a good thing for us !
  12. Hi there. I dont recognise your user name so im assuming you have been following my post . Im glad to see that people have been following and are offering suppot , i have to say , the support is very much appreciated ! My girlfriend is a bundle of nerves today but im fired up and ready to go lol . Everything is prepared , we are organised , we have spent ages drafting a statement so at this point in time theres nothing else for us to do . Of course support will be welcomed from all lol . and i will post up to let you all know how it goes . Thanks again to everyone
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