i have sent cca letter inc a cheque for £1 ...what is a cpr and juris? thanks

ok i will send the CCA request...in the mean time what do i do regarding the courts? do i admit or dispute the lot?? thanks

Name of the Claimant ? IDR Finance UK 40 Dukes Place london Date of issue – 16th April 2015 What is the claim for – the claimant claims the whole of the outstanding balance due and payable under an agreement referenced XXXXXXX and opened and effective from 9/05/12. The agreement is regulated by the consumer credit act 1974 and was signed by the defendant and from which credit was extended to the defendant. The defendant failed to make payment as required and by 5/2014 a default was recorded, as at 5/14 the defendant owed Barclaycard plc the sum of £4900. By an agreement in writing the benefit of the debt has been legally assigned to the claimant effective 5/14. And made regular upon the claimant serving a notice of assignment upon the defendant shortly thereafter. And the claimant claims-1 50000 2-interest pursuant to section 69 county court act (1984) at a rate of 8% per annum from 02/14 to 04/15 of 40000 and thereafter a daily rate of 97 to date of judgement or sooner payment 4/15 What is the value of the claim? £5500 The claim is for credit card When did you enter into the original agreement before or after 2007? Agreement entered 5/2012 is the Debt purchaser who has issued the claim. IDR finance I did not receive a Notice of Assignment? I am sure I received a Default Notice from the original creditor Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Not sure as before I contacted stepchange I was hiding the letters Why did you cease payments? I had no money, although working and had ran into financial difficulty What was the date of your last payment? Sept 2013 Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? I contacted STEPCHANGE in june 2014 originally and updated all my creditors info and wife’s in December 2014. And we have set up a joint Also I registered with moneyclaim.gov.uk and inputed my Claim number and password and it is not recognised either?

Hello i have just received a letter from Northampton county court and the claimant is IDR finance, the debt was originally with Barclay card, then link finance bought the debt.. .this information was given to Stepchange debt charity as they are currently dealing with my creditors, what can i do or what should be the first action? should i deny owing the money? and tell the court this? or write to the court and say i do owe some of it (not the mega interest they have charged) and it and fill in an monthly expenditure form and offer a small amount ?.. ..or print off the letter template here and ask for the original agreement? please help as i am very unsure of what to do thanks