Still no consultation to date. In communication only. People jobs being advertised internally.

Hi, My company is a small Pharmacy chain. We have been advised that the position of each Pharmacy Manager (who are all qualified Pharmacists) is being phased out, to be replaced by the role of Pharmacist at 20% lower pay and a reduction in annual leave of five days. The company, is not, to my knowledge under financial pressure. It has previously been described as "cash rich" by the independent HR firm conducting the review of business operations. They are also implementing the proposed changes. The removal of Manager from the role is due to "management responsibilities" being moved to a lower paid member of staff, who will organise holiday, delivery driver schedules etc. However, this is impractical without all decisions being approved by the site Pharmacist. The removal of the word Manager from the job title is irrelevant. As a site Pharmacist, I am legally responsible for all activities within the Pharmacy (e.g. dispensing of prescriptions). To the point, that if I am late or on lunch, customers cannot be served until I am present. Each shop has only one resident pharmacist, with additional pharmacists providing occasional cover as required (e.g. holidays, workload). I have been given advance warning that this announcement will be made on Friday. Can anyone provide me with advice on how to proceed? I am registered with the Pharmacy Union but given it is a small chain, I am unsure if they can act on my behalf. Thanks

They are saying Orthopaedic exam in March 12 and Physio report from Nov-11 is sufficient.Othropaedice exam failed to include basic information (e.g. wrong medication). Did not disclose slight limp in left leg etc. I asked for this to be amended but the litigation manager simply noted my comments. These comments are not being considered by counsel when deciding if offer is fair.Physio report suggested potential for further improvement. That has not taken place.

Litigations manager is getting stroppy and telling me to accept offer or draw a line & obtain alternative legal advice.

Thanks for the advice.I was not aware of provisional damages. From what you say, I will not get any coverage for detoriation? I'm worried about coverage for having to reduce working hours and / or stop working completely.At the moment, I am plodding on but there are days and sometimes weeks where I wonder if I can keep going for much longer.I will refer back to solicitor for futher examination/s as I feel they are incomplete.The legal assessment was poor and missed a number of issues that I had highlighted at the examination.ThanksDrew

Hi,The reports suggested there may be some improvement over the six month period from the date of the examination.6 months have passed & my injuries have not improved. I have some intermittent neck pain, pins & needles down my arms into my hands, pins and needles down my leg, pain in lower lumbar spine, left buttock pain when sitting down and constant pain in left ankle.I am still working full time but I am seriously considering whether I can cope any longer as I have no quality of life outside of work due to tiredness, pain and having to use leisure time to recuperate.My leisure activities are curtailed, e.g., hill walking, golf, snooker etc.If I could exchange the compensation to go back to where I was before the accident, I would do so in a heart beat. Thanksbwerd

Hi,I was involved in an RTA in Feb 2010.I'm looking for some guidance as I have received a third settlement offer. The If the impact of the injuries sustained remain as they are know, I feel the offer is a little low but fair.What I am worried about are the intangibles. I am curretly discussing with my doctor whether reducing my working hours from 5 days per week to 3-4 days per week would help with my pain management and quality of life outside of work.I appreciate their is a 3 year limit on claims in order to pursue recourse via the courts. Is it possible to receive an offer that is not full and final?I want to cover myself for the future impact on my life of anything that can be linked directly to the injuries received from the car accident.Liability has already been admitted so litigation is not required, merely agreement on the amount and terms of the settlement.Thanks in advance,bwerd

Only 8 people left. I will ask the person my boss (European VP) reports to whether they think it is fair. Backed up by examples. Dont hold out much hope though. Thanks bwerd

Hi, I am looking for some advice. I am scheduled be made redundant in the next few weeks after a drawn out closure due to transfer of production abroad. The company is paying an enhanced payment of 4x the statutory amount with the weekly pay unrestricted. For this, a compromise agreement must be signed. Not yet signed but I have no issue signing except for the reason below. A small number of people (20 to 30 out of 500 employees) , have been paid a retention bonus that is not part of the published terms of the redundancy (i.e. confidential). In every dept in the company, apart from my dept, all employees have been paid the retention bonus, starting with snr mgt and downwards to a certain organisational level. Almost all employees who report directly to a head of dept have been assigned this bonus except for me. I am aware of this issue as my job requires me to check these payments. However, I was under the impression (wrongly) that the retention bonus was applicable to snr mgt team only. My question is whether I have the right to be treated equally ? The main reason for omission is that my boss has no interest in anyone but himself whereas other managers have looked after their employees. My first point of call is to ask my boss why I have been omitted but would like to be armed with my rights (if I have any). Regards & thanks for any advice. bwerd

Hi, I complete the monthly accounts for a very small charity. About a year ago, they were tied into another 3 years contract with Unicom due to a 'rolling contract'. It was disputed with Otelo but contract renewal was upheld. With the change in terms and conditions, can they, as a small business, obtain an exit from the contract without any penalty charges being applied? Thanks bwerd

As a further update, I complained to Lloyds regarding my claim handling and negligence. Too much to list here...... I received a further £500 in compensation.

I know its not std, but I do have vehicle cover as part of my policy, provided by Equity red star. Quote "In the event of a total loss, we will provide you with a replacement vehicle for upto 21 days, whether it is your fault or not". As you rightly state, the OP has stated above that it is their fault (missed that bit). bwerd

But who was at fault? What does your policy say regarding replacement vehicle if car is a total loss? You are still without a vehicle and compensation has not been agreed. Please check your policy booklet to make sure you are getting what is due to you.

Don't worry about finding an ad, you dont need to. Primarily, the FOS will use a combination of Glass, Parkers and CAP valuations to make their assessment. But dont worry, your insurer will give in before it gets to that point. If you find it difficult to stand your ground, do everything by letter. If they phone making an offer etc, simply ask them to put it all in writing for your consideration. This way, you are taking control of the situation. It puts the pressure on them to justify their position in a formal manner that can be questioned later if necessary. That way you have time to consider what is on offer and ask for advice here. Don't use the phone to negotiate as they will knock you down. They dont like putting things in writing. I have fixed the link in my previous post. PS: Who is at fault with the accident. If it is the 3rd Party, you should be getting car hire until you agree compensation and receive your cheque.

Jimncez, Dont listen to that rubbish! I have just been through the same ordeal with my insurance and the TP insurer had already accepted liability. As per the fos guidance, you are entitled to around the Glass dealership price. If you put the correct mileage into the valuation, continue to ask for £3,700 and do not waver from it. Be careful with private ads, they may try to use it against you. Therefore, make sure it has similar mileage in particular. Read the full guidance (see link below) and quote it directly to them. They will try to wear you down incl. becoming agressive and rude. Just stay calm and tell them unless they pay the glass valuation, you will take them to the fos. Tell them you want their full and final offer, in writing so you can use it as evidence to start your case with the fos. Its costs them money if you go down the fos route and they will eventually cave in. I would predict you next offer will be around £3,600. Pay particular attention to sections 2 and 8 in fos guidelines. Call the Financial Ombudsman now and get a case number. Tell them you will be back in touch if you are not happy with their final offer. http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html Keep at it and you will win!! Dont discuss values over the phone. Ask them to put it in writing. Glass says £3,700. Tell them to put their reasons in writing for devaluing your vehicle. If you get the second offer in writing at a much higher value. At once, in writing, request copies of both Engineers reports. Clearly, the first one must be negligent and you have more evidence for going to fos. Hope this helps. Dont be fooled into thinking an increased offer is a "good" offer. You are entitled to Full Market Value. which the fos describe as "Dealership price". Just because you bought at auction does not change this, unless it was a very recent purchase.