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Sassykat

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Everything posted by Sassykat

  1. my daughter asked the council if she could make the payments to them and they told her she couldnt as the debt was no longer with them... as it had been passed on to an agency :?
  2. thanks kelcou, my daughter is also pregnant! she told the council this morning about the excessive charges, who told her to go back to the bailiff company... they are not interested
  3. my daughter is currently on benefits, i helped out because there is no way she could afford to pay that on benefits and the bailiff told her over the telephone that one debt had to be paid off in full, before the other debt of £172 (£405 with bailiff charges added) could be paid by instalments, this is when he mentioned it being a primary debt which she could go to prision for.
  4. well today my daughter called the council tax office to find out whether they had received the money that was paid to the bailiff, they have recieved £173 out of the £406 that i paid the bailiff on my daughters behalf. the bailiff is keeping the rest as fee's!! my daughter called equita to ask something and was again told she had to write in as they only take money over the phone.. what a nightmare this is turning out to be.. ive looked at a form on the HMCS website called EX345, and in that form it makes reference to certain bailiffs being able to charge fee's, im more confused now than i was yesterday after reading that form :-?
  5. what gets me about all of this is that no one capable of doing anything is really interested, when you say the original debt has doubled since it went to the bailiffs, they just say, 'its their fee's', almost as if its totally acceptable (this is what the council said the other day when i told them) and another thing that has shocked me is that if the bailiff had actually gone to my daughters flat to levy on the goods and taken them away, not only would my daughter have lost a lot of her possesions, but she would still have a debt possibly larger than the original debt, due to the bailiff fee's, none of it makes sence.
  6. many thanks for your reply, a letter has already been sent via email and special delivery, along the same lines as the one you mention, although the draft you supplied is much more informative than the letter my daughter sent (wish i had found this site yesterday!). I shall let you know what happens
  7. Hi, i have just read this thread after starting one of my own on the same subject, with the same company and the identical problem.... My daughter had 2 debts for council tax with the council, this was passed to Equita, as my daughter is now pregnant she wants to clear her debts and contacted equita, who gave her the mobile number of the bailiff who was dealing with her debt. He told my daughter she owed them a total of £810, one of £404 and another of £406 like you, no contact had been made and no levy on goods. Having never dealt with a bailiff before both my daughter nor myself knew what to do, i agreed to settle one of the debts of £406, this was done over the phone to the bailiff. Afterwards we were advised by a friend to contact the council to find out what the original arears were, one was £173 and the other was £172 which totals £346, yet equita want £810. as i said earleir, no visit or levy had been made, my daughter has wrote a letter requestng a complete breakdown of fee's, we are now awaiting their response... is it legal for them to put there own fee's on just like that??
  8. No, we have no breakdown of fee's, nor do i have a receipt for the money i paid, althugh it is on my bank statement. We called Equita to ask for a break down of the fee's and were told we had to write in for it, which my daughter has done.
  9. My daughter is having problems with a bailiff company. My daughter knew she had some outstanding debts with council tax and was trying to get herself sorted, so she contacted the council to find out how much she owed, they told her it had been passed to equita, she contacted them who gave her the name and number of the bailiff who was dealing with it. My daughter contacted him and was told she owed £406 on one and £404 on another and that she would be likely to go to prison if it wasnt paid, and that one had to be paid off in full, but the other could be paid in instalments. My daughter rang me in tears terrifed at the prospect of going to prison, so i agreed to pay one of these debt off in full, i did this the following week by contacting the bailiff on his mobile. However, someone advised us to contact the council to find out what the original arrears were, which my daughter did, the arrears were £172 and £173, which totals £345,yet the bailiff are asking for a total of £810, my daughter has only ever received letters from the bailiff company and at no time has a bailiff ever attended her property, issued a levy or anything like that. my daughter is now seeking advice. Has anyone else had excessive charges added to their original debt??? and if you have, did you eventually have to pay them??
  10. My daughter is also having problems with this bailiff company. My daughter knew she had some outstanding debts with council tax and was trying to get herself sorted, so she contacted the council to find out how much she owed, they told her it had been passed to equita, she contacted them who gave her the name and number of the bailiff who was dealing with it. My daughter contacted him and was told she owed £406 on one and £404 on another and that she would be likely to go to prison if it wasnt paid, and that one had to be paid off in full, but the other could be paid in instalments. My daughter rang me in tears terrifed at the prospect of going to prison, so i agreed to pay one of these debt off in full, i did this the following week by contacting the bailiff on his mobile. However, someone advised us to contact the council to find out what the original arrears were, which my daughter did, the arears were £172 and £173, which totals £345,yet the bailiff are asking for £810, my daughter has only ever received 2 letters from the bailiff company and at no time has a bailiff ever attended her property. my daughter is now seeking advice. Has anyone else had excessive charges added to their original debt???
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