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About GetOffMyCase

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  1. Hi All, In Sept me and my partner split up and I applied for housing and council tax benefit, this then gets a bit confusing, buy they agreed I was entitled going forwards in jan for benefits, but they were not going to back date, I then appealed and they agreed I was entitled to the back date but not what I had from Jan up to agreeing the back date. the council tax benefit didnt actually get sent across till the 11th of March, and even then it was only 124 pounds. I didn't hear further until on Saturday when a Rundles bailiff turns up at the door.
  2. Name of the Claimant ? lowell portfolio LTD Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. - 11th Feb 2015. Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - 16th March 15th March...date of summons is day 1. ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE OF THE CLAIM IS DAY 1 [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit
  3. I have a debt on my credit file that is default, and due to come off credit file in december this year, for a catalogue company. The default is instructed and lowell. Today, i have received the court paper work for a CCJ for this debt, from Bryan Carter Solicitors, can they do this?? What can i do with it?? Have load of defaults coming off this year, and have 2 more defaults from lowell, are they all just going to evolve into CCJ's? when i thought i was getting somewhere?
  4. im probably best off leaving them then as I think lowell have 2 much older ones that arent on my credit file as well. One that is current, is only £69 so im tempted to pay that one, never even knew it was on there, until ive looked at my credit file.
  5. I have 4 defaults that are sitting on my credit file with lowell. 2 are very old, one is due to come off in jan, another march or april. the 2 that are remaining are a bit newer, if i pay these off will it make my credit file better. Am i able to pay off 2 Defaults and leave the other 2 to rot off the file?
  6. I have now sent the email as per lookinforinfo post above and in response to the question, the bailiff turned up the next day. apologies there.
  7. They have now agreed i Can pay in installments. of £25 per week, although I have missed the start date. which ive just realised was 22nd november. However they are still asking for £991.81 rather then the smaller amount (pre-visit). im not really happy with this. They have also sent me two letters explained they have investigated my complaint and what they have said still stands, even though i have evidence of their letter being 3 days before their visit. and a day after i emailed them. Shall i just start paying, or what now. i dont really know where to go with this now.
  8. I called my council early last week, as someone suggested they may take a attachment of earnings for my CT debt. i spoke to someone on the phone who said... . yes tha'ts fine, took all my work details etc etc. to do that... happy days. all sorted. Only for a couple of days later to get a letter from Rossendales on the 31st (letter dated 27th). Notice of Enforcement Agent Visit - Final Opportunity. debt = £681.81 Enforcement costs incurred: 75 total = 756.81 I was confused about it, so I rang S.c.D.C. who said that the attachment of earnings was added
  9. My friend was living with her brother, and unknowingly he handed in his notice to leave, she was informed 3 days before that she had to leave.... nice brother hey. Shes pregnant at the moment as well. So she made an application for homelessness through her local authority. They have ducked and dived on this situation, they have sent her off to other councils to apply. Anyways long story short, they have put her now in temporary accommodation. However they rang her christmas eve to tell her she is intentionally homeless as she had a tenancy on a property a year and a half ago, a
  10. Will check that today. She's never looked at her credit file so I said I would show her how and set her up on 30 day free trial. Will also do the SAR thank you.
  11. Following on from the success of my previous bailiff problem. I was discussing this forum with my best friend. She very silly of her, got on of those photoshoot sessions, and bought the photos. This was back in Sept 2009, the credit for this is through black horse/lloyds tsb. Now the full amount of the photos was around £900. And over the last 2 years she has paid more then the £900 and there is still a balance outstanding of £800. Now shes not too clever and quite young so I said i'd see if there was a way we could get all the charges/interest stopped. She has no idea
  12. I agree he really does!! I think it's disgusting what he's done, and they way he treats people. He's not the only one either. The ones that clamped the car were no better. Threatening me and my grandad. My grandad is 75 years old! My grandad was even threatened with the bill increasing cause he was asking questions about it. :/ There's some justice in me getting a refund. But it doesnt make up for what they've done.
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