jamanji
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Everything posted by jamanji
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thank you AFW will keep it up to date and will post up my defence when i work it all out
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Hi afw, Thank you so much for your post and again thankyou SFU and ida for the support so far, Im reading your thread with intrest and yip i am just being taken down the same dark road as you have been, Firstly i hope your husband is better,i will ivdigest everything on the thread and then i will start preparing my defence, i hope i can get some help with this, just had the computer fixed so it all starts now Will be in touch really soon as i have till next wednesday to prepare the defence but im assuming its just like yours, no signed document whatso ever , should I SAR HSBC as they only sent me the same CCa request as you ? Hope your well and here we go again Jamanji
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Thank for all your info SFU its much appreciated from all, Ok paid the court and filed intent to defend, so here goes, Needing a pointer to submit a good defence can anyone help? i have 1 week from now to lodge it. Im presuming it will be an s61 defence as no signed document is available. This is my firsyt time at court so i need all the help i can get Just had the computer fixed so i can be online more from tomorow Thanks in advance
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Read the gannons sols section Very Intresting,
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Thanks for all the advise, I will keep u posted on progress J
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cheers oilyrag if you can give me a pointer to that site that would be great
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Many Thanks Silverfox
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Thanks SFU, Just digesting everything and ill be back when read it all
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Ho there, Looking for a good full and final payment letter can anyone help ?
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Hi SFU On the top left of the form HFC have handwritten with a pen my name and address on it, The forms are all blank and i have never filled it in My signiture is not on the form , its all blank basically they sent me a blank form with handwritten name and address on it Sorry about the uploads im havin a bit of trouble with them but ill get it reposted asap jamanji
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Hi There, The case is an ordinary action and gives me to the 8thof feb to lodge my intend to defend, I have a time to pay direction or time order if i wish to apply for payments, There initial writ explains a notice of default was served in terms of section 87(1)of the Consumer credit act 1974 on august. It states i failed to comply and the account was terminated. It reads that as per terms of the said agreement intrest is due at the raTE OF 15.9% from August Nothing about no valid CCa supplied Lol I hope this helps with some advise so i can go farward with a defence Please advise if i should download any more info Many Thanks Jamanji
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AccForm1.pdf (217.1 KB)AccForm1.pdf Hope this default notice can be made out
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AccForm1.pdf
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AccForm1.pdf
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Thank you SFU I appreciate all the help i can get so thanks so much to Ida and yourself for to me valuable inmformation, I am trying with no success to upload all the docs , i will need to get help with this from someone as im thick with computers as you can tell The agreement i have is t&cs , a hand written name and address on it and nothing more I will keep trying to upload the docs till i get it right Many thanks jamanji
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cant seem to upload anything , will try again later
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No problem, thats that changed and sent recorded today, Will post the other info later today Many thanks again Ida
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Hi Inda I see in the letter section 2 (b) states american express europe , should this be changed ? sorry for being a bit thick
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Thanks Inda, Will do on Monday and will be back then Cheers
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Thanks Inda, No law centre but have my own family lawyer if required, Will check the PPI on this card ,I did pay PPi on other cards and will start a claim against them soon, Do i send that last letter to HFC bank solicitors? I Will post the other Docs on Monday shlanji Jamanji
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Hiya Inda Last paid on April 2010, they admited no cca available on July 2010 Default notice received on august 2010 Hope this helps as a start Jamanji
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Inda, I can scan up the papers on monday when im back at my own computer, Do you know if this can proceed with no original CCa?
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Hi Inda, Its for 7.5 k but no originals cca have been supplied and they admit they have not got them Its a form citation 05 Hope you can help
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thank You , will do , has anyone got any other advise?
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Just had court papers in from messenger at arms regarding a credit card from HFC Bank Sent CCa request eirlier in the year and got a form in with my name and address Hand written on the top , up to date T & Cs and no sighiture of mine anywhere I put the account in dispute They admit in a letter they cant find my original agreement but say that a reconstituted copy is sufficient to proceed with court They confirm the account was opened on november 1999 marbles card Im in scotland and have received a Citation where a time to pay may be applied for and I have 21 days to reply or defend the action Looking for a bit of sound advise, If i defend , On what basis do i defend as they have no signed agreement Many Thanks
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