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jamanji

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Everything posted by jamanji

  1. thank you AFW will keep it up to date and will post up my defence when i work it all out
  2. Hi afw, Thank you so much for your post and again thankyou SFU and ida for the support so far, Im reading your thread with intrest and yip i am just being taken down the same dark road as you have been, Firstly i hope your husband is better,i will ivdigest everything on the thread and then i will start preparing my defence, i hope i can get some help with this, just had the computer fixed so it all starts now Will be in touch really soon as i have till next wednesday to prepare the defence but im assuming its just like yours, no signed document whatso ever , should I SAR HSBC as they only sent me the same CCa request as you ? Hope your well and here we go again Jamanji
  3. Thank for all your info SFU its much appreciated from all, Ok paid the court and filed intent to defend, so here goes, Needing a pointer to submit a good defence can anyone help? i have 1 week from now to lodge it. Im presuming it will be an s61 defence as no signed document is available. This is my firsyt time at court so i need all the help i can get Just had the computer fixed so i can be online more from tomorow Thanks in advance
  4. Read the gannons sols section Very Intresting,
  5. Thanks for all the advise, I will keep u posted on progress J
  6. cheers oilyrag if you can give me a pointer to that site that would be great
  7. Thanks SFU, Just digesting everything and ill be back when read it all
  8. Ho there, Looking for a good full and final payment letter can anyone help ?
  9. Hi SFU On the top left of the form HFC have handwritten with a pen my name and address on it, The forms are all blank and i have never filled it in My signiture is not on the form , its all blank basically they sent me a blank form with handwritten name and address on it Sorry about the uploads im havin a bit of trouble with them but ill get it reposted asap jamanji
  10. Hi There, The case is an ordinary action and gives me to the 8thof feb to lodge my intend to defend, I have a time to pay direction or time order if i wish to apply for payments, There initial writ explains a notice of default was served in terms of section 87(1)of the Consumer credit act 1974 on august. It states i failed to comply and the account was terminated. It reads that as per terms of the said agreement intrest is due at the raTE OF 15.9% from August Nothing about no valid CCa supplied Lol I hope this helps with some advise so i can go farward with a defence Please advise if i should download any more info Many Thanks Jamanji
  11. AccForm1.pdf (217.1 KB)AccForm1.pdf Hope this default notice can be made out
  12. Thank you SFU I appreciate all the help i can get so thanks so much to Ida and yourself for to me valuable inmformation, I am trying with no success to upload all the docs , i will need to get help with this from someone as im thick with computers as you can tell The agreement i have is t&cs , a hand written name and address on it and nothing more I will keep trying to upload the docs till i get it right Many thanks jamanji
  13. cant seem to upload anything , will try again later
  14. No problem, thats that changed and sent recorded today, Will post the other info later today Many thanks again Ida
  15. Hi Inda I see in the letter section 2 (b) states american express europe , should this be changed ? sorry for being a bit thick
  16. Thanks Inda, Will do on Monday and will be back then Cheers
  17. Thanks Inda, No law centre but have my own family lawyer if required, Will check the PPI on this card ,I did pay PPi on other cards and will start a claim against them soon, Do i send that last letter to HFC bank solicitors? I Will post the other Docs on Monday shlanji Jamanji
  18. Hiya Inda Last paid on April 2010, they admited no cca available on July 2010 Default notice received on august 2010 Hope this helps as a start Jamanji
  19. Inda, I can scan up the papers on monday when im back at my own computer, Do you know if this can proceed with no original CCa?
  20. Hi Inda, Its for 7.5 k but no originals cca have been supplied and they admit they have not got them Its a form citation 05 Hope you can help
  21. thank You , will do , has anyone got any other advise?
  22. Just had court papers in from messenger at arms regarding a credit card from HFC Bank Sent CCa request eirlier in the year and got a form in with my name and address Hand written on the top , up to date T & Cs and no sighiture of mine anywhere I put the account in dispute They admit in a letter they cant find my original agreement but say that a reconstituted copy is sufficient to proceed with court They confirm the account was opened on november 1999 marbles card Im in scotland and have received a Citation where a time to pay may be applied for and I have 21 days to reply or defend the action Looking for a bit of sound advise, If i defend , On what basis do i defend as they have no signed agreement Many Thanks
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