Ok ill send it to tommorow, Ill speak tommorow. Thank you :)

He said if i didn't take the insurance i wouldn't get the credit.

No problem i really appritiate your help and I'll get the agreement uploaded tommorow with all the go debt emails and letters. But i still don't have a clue how to take them to court.

I will take them to court no matter what, but how do i go about doing that?

I have ask them to change it, I will get a copy of everything tommorow for you guys and i hope we can win Thanks again

it was go debt who took my money and the person who was working on their behalf was Sheana Campbell, Solicitor, HBJ Gateley Wareing (scotland) LLP. I don't even think they went to court to get a judgement, but when the sheriff officer came to my work they gave me a statutory demand for payment of debt which Sheana Campbell has signed on my behalf.

Yes i have the court agreement but it isn't stamped, i can try the library tommorow they might have a scanner there but that won't be until tommorow.

I am sorry that i can't get the agreements uploaded because i don't have a scanner at home, But i have looked at the agreement and i took out GAP INSURANCE (Guaranteed Asset Protection Insurance) and i still have the certificate. Thank you again.

thank you the new thread is up, i've called it Penison money gone, yes car credit & go debt

Hello, My name is , I took out a car with Yes Car Credit in 2004, I made a few payments to the car and I also paid a deposit of £280. I gave the car back in May 2005. This where the problem comes in, They have been phoning me demanding me to pay £8995 and at the time I never had any money, They said to me pay £1000 and thats it, I said to them O.K no problem I am getting my pension money and i'll pay you. A few days pass and they call again saying you are paying £5750 because you are getting a pension of £10,000, they blocked my payment from the pension company and they also sent sheriff's to my work. I had no choice to say no to them, they took 57.5% of my pension. I really really want the money back because I was planning a holiday because i have almost died with a blood clot but now I can't go because of Go-Debt, I worked really hard all my life just to lose my pension money in the matter of 2 minutes. Can anyone help? Thank you

Hello again, Thank you for your help, I have all the agreements right beside me. I never went to court over this debt, never stood in front of a judge but what i believe was sheriff officers came to my work with a statutory demand for payment of debt which wasn't even stamped and they said i had three weeks to denied it but i never had chance as they took the money straight away. They also sent a email to my financial advisor, which i still have a copy. I don't know how to start a new thread, but i really appriciate your help thank you Earth123

Hello, I took out a car with Yes Car Credit in 2004, I made a few payments to the car and I also paid a deposit of £280. I gave the car back in May 2005. This where the problem comes in, They have been phoning me demanding me to pay £8995 and at the time I never had any money, They said to me pay £1000 and thats it, I said to them O.K no problem I am getting my pension money and i'll pay you. A few days pass and they call again saying you are paying £5750 because you are getting a pension of £10,000, they blocked my payment from the pension company and they also sent sheriff's to my work. I had no choice to say no to them, they took 57.5% of my pension. I really really want the money back because I was planning a holiday because i have almost died with a blood clot but now I can't go because of Go-Debt, I worked really hard all my life just to lose my pension money in the matter of 2 minutes. Can anyone help? Thank you Earth123

Hello, I took out a car with Yes Car Credit in 2004, I made a few payments to the car and I also paid a deposit of £280. I gave the car back in May 2005. This where the problem comes in, They have been phoning me demanding me to pay £8995 and at the time I never had any money, They said to me pay £1000 and thats it, I said to them O.K no problem I am getting my pension money and i'll pay you. A few days pass and they call again saying you are paying £5750 because you are getting a pension of £10,000, they blocked my payment from the pension company and they also sent sheriff's to my work. I had no choice to say no to them, they took 57.5% of my pension. I really really want the money back because I was planning a holiday because i have almost died with a blood clot but now I can't go because of Go-Debt, I worked really hard all my life just to lose my pension money in the matter of 2 minutes. Can anyone help? Thank you