thank you for taking an interest in my situation. The lpg conversion, roof box and taxi plating were all done within 2-3 weeks of buying the car in sept 08. from the dates of the agreements i would think that LBL had more claim to the car than Welcome? LBL 11/09/08 Welcome 24/09/08 If LBL took longer than the 7 days to do the register BOS with the court thing maybe LBL didn't show when Welcome did their HPI check on 24/09/08? My HPI check was done on 10/09/08 - before either of these agreements were made.

thanks for your reply. From what i understand Welcome finance are not a DCA. They lent money to the same person using the same car as security. We found out that he (man who sold us the car) had a duplicate logbook. From reading other posts i see that LBL dont take the logbook from you when you have a loan through them. The date of his agreement with LBL was 11/9/08. Maybe he was surprised that LBL didnt keep the logbook so he then lent against it again on 24/9/08 with welcome finance. Our logbook shows that i aquired the vehicle on 14/9/09, it wasn't printed until 25/9/09 though. By this point the finance should have been showing from LBL though if Welcome did a finance check? Are LBL legally obliged to record their financial interest in the car, if so how soon? There could be more companies out there looking for the car!! The car is my only source of income. I have a personal loan of 6k although i only paid 3k for the car. I have since had it LPG converted, fitted a huge roofbox, paid for it to be badged as a taxi. It is a people carrier used for airport transfers only. I have a diary full of work:(

I found the car i wanted to buy 9/9/08. Paid for hpi check 10/9/08. collected and paid cash for the car (3k) 12/9/08. Roll on june 2009. The car was taken from outside my house by repossession agents acting on behalf of 'logbook' loans. I try to dispute what they are saying. They show me a letter clearly stating that THEY ARE THE LEGAL OWNERS OF THE VEHICLE. I hpi check the car again. It clearly states outstanding finance;logbook loans. The man who sold me the car had used the car as security for a 6k loan on 11/9/08- ie the day before i collected the car. I came to an agreement with logbook loans to buy back the car from them for 1500. They give me a receipt to say they have no further interest in the vehicle. Tonight I have had a phone call from 'welcome finance' saying that they have tracked me down as the current owner of the vehicle. There is outstanding finance on it from an agreement dated 24/9/08. I cannot believe it, i will have to sleep in the car to make sure they dont take it again. i am desperate for any legal knowledge if anyone could help xx

In my experience "good title" stands for nothing. I found the car i wanted to buy 9/9/08. Paid for hpi check 10/9/08. collected and paid cash for the car (3k) 12/9/08. Roll on june 2009. The car was taken from outside my house by repossession agents acting on behalf of 'logbook' loans. I try to dispute what they are saying. They show me a letter clearly stating that THEY ARE THE LEGAL OWNERS OF THE VEHICLE. I hpi check the car again. It clearly states outstanding finance;logbook loans. The man who sold me the car had used the car as security for a 6k loan on 11/9/08- ie the day before i collected the car. I came to an agreement with logbook loans to buy back the car from them for 1500. They give me a receipt to say they have no further interest in the vehicle. Tonight I have had a phone call from 'welcome finance' saying that they have tracked me down as the current owner of the vehicle. There is outstanding finance on it from an agreement dated 24/9/08. I cannot believe it, i will have to sleep in the car to make sure they dont take it again. i am desperate for any legal knowledge if anyone could help xx