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gil_jnr

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gil_jnr last won the day on January 14 2013

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About gil_jnr

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  1. The next time teachers call a day of strike action and schools close as a result, every affected child should have the right, according the highcourt ruling, to issue a claim for for £60, rising to £120 if unpaid after 7 days.
  2. I'm back! After almost 4 years since the original complaint was posted, a couple of things have since happened. Following HSBC's removal of the disputed data from my credit files, I spent 2012/13 working for another high street bank. Firstly, as a call-centre customer service agent for a few months, then I landed a job as a Complaints Investigator (Most of that was down to what I had learned here at CAG) and made sure that wherever possible, I decided complaints in the customer's favour and awarded them as much compensation as I could justify in giving away...call it karma Back to the complaint.. I'm thinking that this would amply illustrate that the incorrect recording of the adverse credit data was the significant factor in the termination of the recruitment process with First Direct. That, following it's removal, and with no material changes to my credit records or financial status in the intervening time, I was able to secure an FSA-regulated job in that field of employment. I'm guessing that, as this is within the 6 year Statue of Limitations time period, I could have another swing at HSBC
  3. gil_jnr

    Ingeus

    I'm not advocating violence, rather sharing a person experience. After being subject to attempted fraud and threats of sanctions on National Insurance contributions by the previous advisor (all recorded and submitted as evidence to Jobcentre & Ingeus regional management) it was the last straw, and to be perfectly honest, very cathartic to be able to finally utter such words directly to them without any fear
  4. gil_jnr

    Ingeus

    I signed-off in Sept' 2012 without declaring any reason on the returned JSA book (I'd started a job) and didn't attend the arranged appointment with Ingeus as there was no point. I didn't hear anything from them until Jan 2013 when I received an appointment by text with details of a new advisor. I rang the number in the message and politely told them that I was no longer a JSA claimant, and that if I ever received another letter, phonecall, text message or otherwise from them, I would happily attend their office to smash their face in with a brick. I've not heard a squeak from them ever since
  5. gil_jnr

    Ingeus

    I thought the Statute of Limitations restricted that to 6 years maximum?
  6. gil_jnr

    Ingeus

    When you sign-off, if you write across the pages of your sign-off form "I do not consent to any of the employer information stated to be shared with any Work Programme organisation or other third party" The DWP processing office will not share that information and enable you to receive the £100 job grant. I've had this confirmed by DWP managers at the 'In-work Team' and also by Ingeus who have contacted me several times to find out why I have disappeared
  7. gil_jnr

    Ingeus

    If I were in your position, I'd have walked into HMV, chosen goods to the value of the voucher, left it on the counter in front of the cashier regardless that they are declining to accept them, and exited with the merchandise. They've already had payment in advance.
  8. gil_jnr

    Ingeus

    Have you registered your volunteering work with the jobcentre? If not, doing so would limit the sorts of work-related activities that Ingeus could mandate you to attend. If the organisation you volunteer with is a registered charity, you need to ask for a VOLWORK1 form. If they're not a registered charity, you'll need a J15C form. Tip: When you hand in the completed form to the jobcentre, ask them to stamp & sign it as recieved and get a photocopy (tell them your adviser has asked for a copy) and keep it to hand. In addition, if you have signed the employer contact consent form, send a letter of withdrawal to Ingeus. That way, they can't pester the organisation you're volunteering at, or try and claim any payments for your 'work-related placement' I've used volunteering as both a CV enhancer and a sanity-saver whilst I was on JSA, plus it effectively parked me with the WP. Your Ingeus advisor may try and challenge you and say that you have to give up your position, or threaten sanctions if you don't, but as long as you can stand your ground and tell them by doing so, makes you more employable (and it does) they'll likely leave you alone to get on with it. Hope that helps
  9. gil_jnr

    Ingeus

    It's not only utter rubbish, it's also attempted fraud. I've got a master CD of all the meetings that I recorded, including that one, and have posted a transcript of the meeting on this thread (about 30 or so pages back) Seven months and many letters into their complaints process, and am at the level of the Regional Director who refuses to acknowledge any wrongdoing and make a formal investigation.
  10. gil_jnr

    Ingeus

    I was threatened with various forms of sanctions for refusing to provide job details or sign the employer contact consent when I told my former Ingeus advisor I had been offered an internship post, and later led to a job. I was also offered bribes of £100 and then £200 to give them the details they required to secure the outcome payment.
  11. gil_jnr

    Ingeus

    Perhaps an ideal opportunity to hit two birds with one SAR, I mean stone. I bet there must be all sorts of email communications between them as they fight for the profits they intend to make from you, that you could get a hold of under the Data Protection Act
  12. Thankyou for the replies The entire details of the contract (that was sent to me by email) is as follows: "Hi, To save you coming in it stands as: [company] employ a subcontractor to undertake modelling on their behalf. This is paid at £x.xx per model. Work is allocated on a weekly basis. The subcontractor will be expected to complete any works they indicate they can complete in the week. Payment will be made 30 days from receipt of a valid invoice which can be issued by the sub contractor for work completed in the month at the end of the month" The company insist that they have the right to make payments after 30 days have passed on the following week's payroll, and most of the time it has been two weeks after the 30 days have expired after sending them overdue notices, and having 'Please make payment within 30 days of date of issue' stated on the invoice. I know they have received each and every invoice/reminder to their accounts email address so they cannot claim they didn't get it on time. An LBA has already been sent and expires this coming Tuesday. As for the administration fees, I read on a 'sticky thread' here that the fees a L.I.P. can charge have been increased from £9.25 to £18.00 p/hr, so the £15 p/hr (my current hourly rate) would fall under the maximum, and the 8 hours charged for would be for spending 1hr per month over 4 months having to chase outstanding bills, and the remaining 4hrs spent having to prepare the forms & admin to bring the claim against them. Their reply to the LBA was that they refused to acknowledge the Late Payment Commercial Contracts regulations. I'm assuming this will be a straightforward process to claim. Are there any templates that someone could kindly provide a link to, to help complete the forms to set the claim process in motion?
  13. I recently made a post enquiring what I could charge for bringing a claim against a business to recover outstanding payments: http://www.consumeractiongroup.co.uk/forum/showthread.php?375176-Freelance-supplier-amp-contractor-refusing-to-pay-on-time-help-required-on-court-action I've not had to go down this route before and will need to take action to recover the debt if full payment has not been recieved, as stated in a Letter Before Action that will expire on Tuesday. The details are straightforward enough, It's the matter of whether I can include any further charges for my time, and what would be considered reasonable costs by the court. Any suggestions, and any links to examples to complete the MCOL form, would be greatly appreciated
  14. I've just had a quick look at the site you mention, and what strikes me as being in particularly poor taste are the 4-5 links to payday loan companies that came up. I wonder what percentage cut Ingeus get for referrals?
  15. I've recently taken the plunge into self-employment for the first time and have been working as a freelance CAD designer for the last 4 months for a company under a very basic contract stating payment within 30 days of receipt of invoice. During that time, the company has consistently been late paying invoices and has required me to continually chase them. They've used all manner of excuses and now the business relationship has ended after the current invoice became yet again overdue (due date 1st December) and leaving me with no option but to get somewhat shirty with them. I sent an Overdue Payment Notice via email on the 4th Dec after they refused to explain why I had not been paid on time yet again, and stated that the company now had 7 days to pay £132 for services supplied, plus 4x statutory late-payment charges of £40 for every late payment (plus £2.32 in interest for the first invoice that was over 60 days late in payment), giving a total due of £294.26. The reply from them, also by email on the 4th Dec was that they only made 1 payroll run a week and that they 'explained' that they made payments after 30 days on the following payroll, and that they confirmed that I would receive the final payment of £132 on 7th December - today. Having just checked my account balances online, there is no sign of any payment into my account. I'm now at the point of taking a small claims action against the company for debt recovery, and to include the £40 charges as stated in the Late Payments Of Commercial Debts Regulations. I've not had to pursue this course of action before, and would like to know if the court would consider it to be reasonable if I include a figure of £120 (8hrs @£15 p/hr - standard industry rate) in business administration costs to cover time & effort spent in chasing them and processing the paperwork to bring the claim against them? I've had a search through the site but can't find any examples on how to best complete the Particulars of Claim for the MCOL document. Any suggestions would be greatly appreciated
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